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jenkins
Posts: 278
Registered: ‎04-29-2007
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Re: What can we do with limited USAA Membership

i have checking, savings and insurance with them however im a military member. i just wish they would refi my auto loan been paying off CC's and paying down my auto loan quicker because this high interest rate i have now is killing me!

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scubagirl1215
Posts: 60
Registered: ‎02-12-2009
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Re: What can we do with limited USAA Membership


score_building wrote:

 

it is a better than avg checking and savings (but i may change my mind if i confirm that there are no debit rewards for non military when i cal tmrw) i think but the affiliation doesn't really differentiate enough without further offerings for some i suppose.  it's a good deal for them, to take on more deposits.


 

There should be debit rewards for sig. based transactions for you... My fiance has it on his usaa debit card and he is not a full blown member, he doesn't qualify. I have the full membership, but only cuz I work there. if I quit before I've reached 5 years they'll take it away :smileysad: I hope that doesn't happen cuz if you can get in, the benifits are great.

 

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MojaveMoon
Posts: 536
Registered: ‎08-26-2008
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Re: What can we do with limited USAA Membership


scubagirl1215 wrote:

score_building wrote:

 

it is a better than avg checking and savings (but i may change my mind if i confirm that there are no debit rewards for non military when i cal tmrw) i think but the affiliation doesn't really differentiate enough without further offerings for some i suppose.  it's a good deal for them, to take on more deposits.


 

There should be debit rewards for sig. based transactions for you... My fiance has it on his usaa debit card and he is not a full blown member, he doesn't qualify. I have the full membership, but only cuz I work there. if I quit before I've reached 5 years they'll take it away :smileysad: I hope that doesn't happen cuz if you can get in, the benifits are great.

 




Please don't take this as being argumentative. Could it be that your husband has the rewards on his debit card because he is the spouse of a person with full benefits ? Over the last few years out of the non military people with no immediate military family members, at another discussion site almost all of them have no debit or credit card rewards -- there have only been a few with rewards who accidentally got rewards.
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MojaveMoon
Posts: 536
Registered: ‎08-26-2008
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Re: What can we do with limited USAA Membership

[ Edited ]

scubagirl1215 wrote:
I have the full membership, but only cuz I work there. if I quit before I've reached 5 years they'll take it away :smileysad: I hope that doesn't happen cuz if you can get in, the benifits are great.

May I ask a quick off-topic question ? There's a problem with the way that my USAA account is being reported on one of my credit reports. Does USAA have a phone number, email address, or snail mail address for an internal department that deals just with reporting accounts to the credit bureaus ? Should I contact the Executive Resolution Department (I think that's the right name) ?
Message Edited by MojaveMoon on 02-23-2009 10:44 PM
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scubagirl1215
Posts: 60
Registered: ‎02-12-2009
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Re: What can we do with limited USAA Membership

Not at all :smileyhappy: actually, we aren't married yet, so he doesn't get any of my benefits. He really wants to switch his car insurance to usaa, and has tried several times, but can't. They won't even let him use the credit monitering service. All that is available to him is the checking and savings accounts. His reward info that came with his debit card (he actually just got it today so I happen to have it right here) says that he'll earn one point for every 2 dollars spent on qualified credit purchases.
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scubagirl1215
Posts: 60
Registered: ‎02-12-2009
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Re: What can we do with limited USAA Membership


MojaveMoon wrote:

scubagirl1215 wrote:
I have the full membership, but only cuz I work there. if I quit before I've reached 5 years they'll take it away :smileysad: I hope that doesn't happen cuz if you can get in, the benifits are great.

May I ask a quick off-topic question ? There's a problem with the way that my USAA account is being reported on one of my credit reports. Does USAA have a phone number, email address, or snail mail address for an internal department that deals just with reporting accounts to the credit bureaus ? Should I contact the Executive Resolution Department (I think that's the right name) ?
Message Edited by MojaveMoon on 02-23-2009 10:44 PM

 

hmmm... I'm sure they do. I'm on the insurance side of the business so I'm not as familiar with all the other stuff, but I'd be more than happy to find out for you. I'll ask around and let you know tomorrow night when I get home from work
Established Contributor
MojaveMoon
Posts: 536
Registered: ‎08-26-2008
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Re: What can we do with limited USAA Membership


scubagirl1215 wrote:
Not at all :smileyhappy: actually, we aren't married yet, so he doesn't get any of my benefits. He really wants to switch his car insurance to usaa, and has tried several times, but can't. They won't even let him use the credit monitering service. All that is available to him is the checking and savings accounts. His reward info that came with his debit card (he actually just got it today so I happen to have it right here) says that he'll earn one point for every 2 dollars spent on qualified credit purchases.


Cool .. I'm very happy to hear that he as a non-military person was able to receive the rewards. Maybe that's a sign that he might receive rewards with the credit card if/when he applies for it ?
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MojaveMoon
Posts: 536
Registered: ‎08-26-2008
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Re: What can we do with limited USAA Membership


scubagirl1215 wrote:

MojaveMoon wrote:

scubagirl1215 wrote:
I have the full membership, but only cuz I work there. if I quit before I've reached 5 years they'll take it away :smileysad: I hope that doesn't happen cuz if you can get in, the benifits are great.

May I ask a quick off-topic question ? There's a problem with the way that my USAA account is being reported on one of my credit reports. Does USAA have a phone number, email address, or snail mail address for an internal department that deals just with reporting accounts to the credit bureaus ? Should I contact the Executive Resolution Department (I think that's the right name) ?
Message Edited by MojaveMoon on 02-23-2009 10:44 PM

 

hmmm... I'm sure they do. I'm on the insurance side of the business so I'm not as familiar with all the other stuff, but I'd be more than happy to find out for you. I'll ask around and let you know tomorrow night when I get home from work


Thank you
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haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
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Re: What can we do with limited USAA Membership


scubagirl1215 wrote:

hmmm... I'm sure they do. I'm on the insurance side of the business ...

Well, then thanks for the fantastic auto policy that you guys wrote for me online last weekend! :smileyvery-happy: Saved a ton, and our previous insuror (Safeco) got bought out by someone; forgot who, but our independent agent warned against staying with them.

I'm looking forward to having USAA stickers to go on the backs of our cars.

Of course, I'm running out of things that I can get from them...
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Established Contributor
MojaveMoon
Posts: 536
Registered: ‎08-26-2008
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Re: What can we do with limited USAA Membership

[ Edited ]

haulingthescoreup wrote:

Of course, I'm running out of things that I can get from them...


umm.... how about their Amex or Visa (if they still have it) card ?

And I bet you don't have their ATM card that they call a Maestro card. Then your collection of cards would be complete.

And awhile ago they had a free keychain .. I forgot about that until just now. This was the address for requesting one:
https://www.usaa.com/inet/ent_utils/McStaticPages?key=keychain_order
Message Edited by MojaveMoon on 02-24-2009 05:12 AM

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