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Established Contributor
Posts: 665
Registered: ‎08-02-2011
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Re: What can you do with Amex Delta / CSP after the 1st year?


Cdnewmanpac wrote:
if the only reason you got the csp was the sign up bonus, then PC to freedom (reg sapphire is a waste). but most of us get this card because the benefits are worth 95/year, so my guess is option a is the winner. the flexibility of using points to top off southwest or united accounts makes the af worth it to me. of course, last year I spent 20k on restaurants and have 4 overseas trips planned for 2013 already.

+1...The benefits far outweigh the annual fee. Especially when used in conjunction with Chase Freedom/Checking account...

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Valued Contributor
Posts: 1,292
Registered: ‎08-19-2012
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Re: What can you do with Amex Delta / CSP after the 1st year?


MrShush wrote:

ryanbush wrote:

I'm betting the underwriting is probably the same...  i just got the platinum with a single pull but only got an 1100$ CL


That's harsh. Well, the upside should be growth. If you use the crap out of it, the line should grow.


Yeah I hope so, I've been running 2K/month through my Green Card and my utilization is at like 10% so I was a little surprised this one was so low

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
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Re: What can you do with Amex Delta / CSP after the 1st year?


ryanbush wrote:

MrShush wrote:

ryanbush wrote:

I'm betting the underwriting is probably the same...  i just got the platinum with a single pull but only got an 1100$ CL


That's harsh. Well, the upside should be growth. If you use the crap out of it, the line should grow.


Yeah I hope so, I've been running 2K/month through my Green Card and my utilization is at like 10% so I was a little surprised this one was so low


How long have you had the Delta?

Valued Contributor
Posts: 1,292
Registered: ‎08-19-2012
0

Re: What can you do with Amex Delta / CSP after the 1st year?


MrShush wrote:

ryanbush wrote:

MrShush wrote:

ryanbush wrote:

I'm betting the underwriting is probably the same...  i just got the platinum with a single pull but only got an 1100$ CL


That's harsh. Well, the upside should be growth. If you use the crap out of it, the line should grow.


Yeah I hope so, I've been running 2K/month through my Green Card and my utilization is at like 10% so I was a little surprised this one was so low


How long have you had the Delta?


I app'd on the 1st and haven't even recieved the card yet

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
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Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
0

Re: What can you do with Amex Delta / CSP after the 1st year?


ryanbush wrote:

MrShush wrote:

ryanbush wrote:

MrShush wrote:

ryanbush wrote:

I'm betting the underwriting is probably the same...  i just got the platinum with a single pull but only got an 1100$ CL


That's harsh. Well, the upside should be growth. If you use the crap out of it, the line should grow.


Yeah I hope so, I've been running 2K/month through my Green Card and my utilization is at like 10% so I was a little surprised this one was so low


How long have you had the Delta?


I app'd on the 1st and haven't even recieved the card yet


Then it'll take some time to get that line up. Oh well, all you can do is spend.

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