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What can you tell me about the Walmart card other than the free scores?

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scarrollprint
Frequent Contributor

What can you tell me about the Walmart card other than the free scores?

Other than the free TU score - what can you guys tell me about the walmart card? benefits to having the card other than the scores and the fact that it eventually could become a discover backed card.

 

Do you get discounts in store or something?

 

I have 2 cards now (both CAP 1) I'll be keeping 1 active forever since its a rewards card with no AF (I read on here its not anything they offer anymore). The other one I have just so I have 2 revolving trade lines going at once and will drop once I get ANYTHING better coming my way so I'm not looking to App now - but thinking for closer to later this year or next year. In no rush I just see alot of people suggest it.

 

I know I'm not in prime territory just curious as to the benefits of the card since I life about 100 yards for a walmart and it gets pretty much all mys shopping except for groceries since they are actually more expensive on most things I buy than the local Aldi.



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Message 1 of 13
12 REPLIES 12
jamesdwi
Valued Contributor

Re: What can you tell me about the Walmart card other than the free scores?

you can request CLI's every 4 months

upto $60 cash back with instore purchase no cash advance fees.

special no interest offers during the holidays perhaps other times as well. 

 

Good at Sam's club as well. 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 2 of 13
littlelottie
Valued Member

Re: What can you tell me about the Walmart card other than the free scores?

There really aren't many benefits to the card other than the free TU FICO.  It has financing offers and gas discounts at Walmart gas stations.  I have the Discover version which also offers 1% cash back after spending over $3000. I only use it for the free FICO score


Starting Score (January 2013): TU: 704, EQ: 679, EX: 687
Current Score (September 2013): TU: 741. EQ: 703, EX: 712
Goal Score: 730 Across the Board


Take the myFICO Fitness Challenge
Message 3 of 13
Jlu
Established Contributor

Re: What can you tell me about the Walmart card other than the free scores?

5 cent off per gallon of gas.

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 4 of 13
LS2982
Mega Contributor

Re: What can you tell me about the Walmart card other than the free scores?


@scarrollprint wrote:

Other than the free TU score - what can you guys tell me about the walmart card? benefits to having the card other than the scores and the fact that it eventually could become a discover backed card.

 

Do you get discounts in store or something?

 

I have 2 cards now (both CAP 1) I'll be keeping 1 active forever since its a rewards card with no AF (I read on here its not anything they offer anymore). The other one I have just so I have 2 revolving trade lines going at once and will drop once I get ANYTHING better coming my way so I'm not looking to App now - but thinking for closer to later this year or next year. In no rush I just see alot of people suggest it.

 

I know I'm not in prime territory just curious as to the benefits of the card since I life about 100 yards for a walmart and it gets pretty much all mys shopping except for groceries since they are actually more expensive on most things I buy than the local Aldi.


They do offer holiday deferred interest shopping every year, you just need to print off the voucher and have the cashier scan it. Look for it being advertising online while logged in.

 




EQ FICO 548 3/3/16
Message 5 of 13
LS2982
Mega Contributor

Re: What can you tell me about the Walmart card other than the free scores?


@jamesdwi wrote:

you can request CLI's every 4 months

upto $60 cash back with instore purchase no cash advance fees.

special no interest offers during the holidays perhaps other times as well. 

 

Good at Sam's club as well. 

 

 


This is a very nice perk as well.

 




EQ FICO 548 3/3/16
Message 6 of 13
RockinRay
Valued Contributor

Re: What can you tell me about the Walmart card other than the free scores?


@LS2982 wrote:

@jamesdwi wrote:

you can request CLI's every 4 months

upto $60 cash back with instore purchase no cash advance fees.

special no interest offers during the holidays perhaps other times as well. 

 

Good at Sam's club as well. 

 

 


This is a very nice perk as well.

 


I use my Walmart Discover to only buy booze at Sam's Club!  LOL  Smiley LOL

Ray

** Every Card has a Job, and Every Card does its Job **
Message 7 of 13
LS2982
Mega Contributor

Re: What can you tell me about the Walmart card other than the free scores?


@RockinRay wrote:

@LS2982 wrote:

@jamesdwi wrote:

you can request CLI's every 4 months

upto $60 cash back with instore purchase no cash advance fees.

special no interest offers during the holidays perhaps other times as well. 

 

Good at Sam's club as well. 

 

 


This is a very nice perk as well.

 


I use my Walmart Discover to only buy booze at Sam's Club!  LOL  Smiley LOL


Smiley Very Happy

 

I never checked into that awhile back, do you get discounts on beer?

 




EQ FICO 548 3/3/16
Message 8 of 13
RockinRay
Valued Contributor

Re: What can you tell me about the Walmart card other than the free scores?


@LS2982 wrote:

@RockinRay wrote:

@LS2982 wrote:

@jamesdwi wrote:

you can request CLI's every 4 months

upto $60 cash back with instore purchase no cash advance fees.

special no interest offers during the holidays perhaps other times as well. 

 

Good at Sam's club as well. 

 

 


This is a very nice perk as well.

 


I use my Walmart Discover to only buy booze at Sam's Club!  LOL  Smiley LOL


Smiley Very Happy

 

I never checked into that awhile back, do you get discounts on beer?

 


No but I do get the cash back since it is Discover!  Smiley LOL

Ray

** Every Card has a Job, and Every Card does its Job **
Message 9 of 13
migliogiorni
Established Contributor

Re: What can you tell me about the Walmart card other than the free scores?

Love the free fico score, thats really why i got it.  For others building credit this card has some potential to grow with.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 10 of 13
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