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Other than the free TU score - what can you guys tell me about the walmart card? benefits to having the card other than the scores and the fact that it eventually could become a discover backed card.
Do you get discounts in store or something?
I have 2 cards now (both CAP 1) I'll be keeping 1 active forever since its a rewards card with no AF (I read on here its not anything they offer anymore). The other one I have just so I have 2 revolving trade lines going at once and will drop once I get ANYTHING better coming my way so I'm not looking to App now - but thinking for closer to later this year or next year. In no rush I just see alot of people suggest it.
I know I'm not in prime territory just curious as to the benefits of the card since I life about 100 yards for a walmart and it gets pretty much all mys shopping except for groceries since they are actually more expensive on most things I buy than the local Aldi.
you can request CLI's every 4 months
upto $60 cash back with instore purchase no cash advance fees.
special no interest offers during the holidays perhaps other times as well.
Good at Sam's club as well.
There really aren't many benefits to the card other than the free TU FICO. It has financing offers and gas discounts at Walmart gas stations. I have the Discover version which also offers 1% cash back after spending over $3000. I only use it for the free FICO score
5 cent off per gallon of gas.
@scarrollprint wrote:Other than the free TU score - what can you guys tell me about the walmart card? benefits to having the card other than the scores and the fact that it eventually could become a discover backed card.
Do you get discounts in store or something?
I have 2 cards now (both CAP 1) I'll be keeping 1 active forever since its a rewards card with no AF (I read on here its not anything they offer anymore). The other one I have just so I have 2 revolving trade lines going at once and will drop once I get ANYTHING better coming my way so I'm not looking to App now - but thinking for closer to later this year or next year. In no rush I just see alot of people suggest it.
I know I'm not in prime territory just curious as to the benefits of the card since I life about 100 yards for a walmart and it gets pretty much all mys shopping except for groceries since they are actually more expensive on most things I buy than the local Aldi.
They do offer holiday deferred interest shopping every year, you just need to print off the voucher and have the cashier scan it. Look for it being advertising online while logged in.
@jamesdwi wrote:you can request CLI's every 4 months
upto $60 cash back with instore purchase no cash advance fees.
special no interest offers during the holidays perhaps other times as well.
Good at Sam's club as well.
This is a very nice perk as well.
@LS2982 wrote:
@jamesdwi wrote:you can request CLI's every 4 months
upto $60 cash back with instore purchase no cash advance fees.
special no interest offers during the holidays perhaps other times as well.
Good at Sam's club as well.
This is a very nice perk as well.
I use my Walmart Discover to only buy booze at Sam's Club! LOL
@RockinRay wrote:
@LS2982 wrote:
@jamesdwi wrote:you can request CLI's every 4 months
upto $60 cash back with instore purchase no cash advance fees.
special no interest offers during the holidays perhaps other times as well.
Good at Sam's club as well.
This is a very nice perk as well.
I use my Walmart Discover to only buy booze at Sam's Club! LOL
I never checked into that awhile back, do you get discounts on beer?
@LS2982 wrote:
@RockinRay wrote:
@LS2982 wrote:
@jamesdwi wrote:you can request CLI's every 4 months
upto $60 cash back with instore purchase no cash advance fees.
special no interest offers during the holidays perhaps other times as well.
Good at Sam's club as well.
This is a very nice perk as well.
I use my Walmart Discover to only buy booze at Sam's Club! LOL
I never checked into that awhile back, do you get discounts on beer?
No but I do get the cash back since it is Discover!
Love the free fico score, thats really why i got it. For others building credit this card has some potential to grow with.