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What can you tell me about the Walmart card other than the free scores?

Frequent Contributor

What can you tell me about the Walmart card other than the free scores?

Other than the free TU score - what can you guys tell me about the walmart card? benefits to having the card other than the scores and the fact that it eventually could become a discover backed card.

 

Do you get discounts in store or something?

 

I have 2 cards now (both CAP 1) I'll be keeping 1 active forever since its a rewards card with no AF (I read on here its not anything they offer anymore). The other one I have just so I have 2 revolving trade lines going at once and will drop once I get ANYTHING better coming my way so I'm not looking to App now - but thinking for closer to later this year or next year. In no rush I just see alot of people suggest it.

 

I know I'm not in prime territory just curious as to the benefits of the card since I life about 100 yards for a walmart and it gets pretty much all mys shopping except for groceries since they are actually more expensive on most things I buy than the local Aldi.



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Message 1 of 13
12 REPLIES
Valued Contributor

Re: What can you tell me about the Walmart card other than the free scores?

you can request CLI's every 4 months

upto $60 cash back with instore purchase no cash advance fees.

special no interest offers during the holidays perhaps other times as well. 

 

Good at Sam's club as well. 

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 2 of 13
Valued Member

Re: What can you tell me about the Walmart card other than the free scores?

There really aren't many benefits to the card other than the free TU FICO.  It has financing offers and gas discounts at Walmart gas stations.  I have the Discover version which also offers 1% cash back after spending over $3000. I only use it for the free FICO score


Starting Score (January 2013): TU: 704, EQ: 679, EX: 687
Current Score (September 2013): TU: 741. EQ: 703, EX: 712
Goal Score: 730 Across the Board


Take the myFICO Fitness Challenge
Message 3 of 13
Established Contributor

Re: What can you tell me about the Walmart card other than the free scores?

5 cent off per gallon of gas.

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 4 of 13
Mega Contributor

Re: What can you tell me about the Walmart card other than the free scores?


scarrollprint wrote:

Other than the free TU score - what can you guys tell me about the walmart card? benefits to having the card other than the scores and the fact that it eventually could become a discover backed card.

 

Do you get discounts in store or something?

 

I have 2 cards now (both CAP 1) I'll be keeping 1 active forever since its a rewards card with no AF (I read on here its not anything they offer anymore). The other one I have just so I have 2 revolving trade lines going at once and will drop once I get ANYTHING better coming my way so I'm not looking to App now - but thinking for closer to later this year or next year. In no rush I just see alot of people suggest it.

 

I know I'm not in prime territory just curious as to the benefits of the card since I life about 100 yards for a walmart and it gets pretty much all mys shopping except for groceries since they are actually more expensive on most things I buy than the local Aldi.


They do offer holiday deferred interest shopping every year, you just need to print off the voucher and have the cashier scan it. Look for it being advertising online while logged in.

 




EQ FICO 548 3/3/16
Message 5 of 13
Mega Contributor

Re: What can you tell me about the Walmart card other than the free scores?


jamesdwi wrote:

you can request CLI's every 4 months

upto $60 cash back with instore purchase no cash advance fees.

special no interest offers during the holidays perhaps other times as well. 

 

Good at Sam's club as well. 

 

 


This is a very nice perk as well.

 




EQ FICO 548 3/3/16
Message 6 of 13
Valued Contributor

Re: What can you tell me about the Walmart card other than the free scores?


LS2982 wrote:

jamesdwi wrote:

you can request CLI's every 4 months

upto $60 cash back with instore purchase no cash advance fees.

special no interest offers during the holidays perhaps other times as well. 

 

Good at Sam's club as well. 

 

 


This is a very nice perk as well.

 


I use my Walmart Discover to only buy booze at Sam's Club!  LOL  Smiley LOL

Ray

** Every Card has a Job, and Every Card does its Job **
Message 7 of 13
Mega Contributor

Re: What can you tell me about the Walmart card other than the free scores?


RockinRay wrote:

LS2982 wrote:

jamesdwi wrote:

you can request CLI's every 4 months

upto $60 cash back with instore purchase no cash advance fees.

special no interest offers during the holidays perhaps other times as well. 

 

Good at Sam's club as well. 

 

 


This is a very nice perk as well.

 


I use my Walmart Discover to only buy booze at Sam's Club!  LOL  Smiley LOL


Smiley Very Happy

 

I never checked into that awhile back, do you get discounts on beer?

 




EQ FICO 548 3/3/16
Message 8 of 13
Valued Contributor

Re: What can you tell me about the Walmart card other than the free scores?


LS2982 wrote:

RockinRay wrote:

LS2982 wrote:

jamesdwi wrote:

you can request CLI's every 4 months

upto $60 cash back with instore purchase no cash advance fees.

special no interest offers during the holidays perhaps other times as well. 

 

Good at Sam's club as well. 

 

 


This is a very nice perk as well.

 


I use my Walmart Discover to only buy booze at Sam's Club!  LOL  Smiley LOL


Smiley Very Happy

 

I never checked into that awhile back, do you get discounts on beer?

 


No but I do get the cash back since it is Discover!  Smiley LOL

Ray

** Every Card has a Job, and Every Card does its Job **
Message 9 of 13
Established Contributor

Re: What can you tell me about the Walmart card other than the free scores?

Love the free fico score, thats really why i got it.  For others building credit this card has some potential to grow with.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 10 of 13