Credit Cards Center Credit cards from our partners
Reply
Frequent Contributor
Posts: 382
Registered: ‎06-26-2012
0

What can you tell me about the Walmart card other than the free scores?

Other than the free TU score - what can you guys tell me about the walmart card? benefits to having the card other than the scores and the fact that it eventually could become a discover backed card.

 

Do you get discounts in store or something?

 

I have 2 cards now (both CAP 1) I'll be keeping 1 active forever since its a rewards card with no AF (I read on here its not anything they offer anymore). The other one I have just so I have 2 revolving trade lines going at once and will drop once I get ANYTHING better coming my way so I'm not looking to App now - but thinking for closer to later this year or next year. In no rush I just see alot of people suggest it.

 

I know I'm not in prime territory just curious as to the benefits of the card since I life about 100 yards for a walmart and it gets pretty much all mys shopping except for groceries since they are actually more expensive on most things I buy than the local Aldi.



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Valued Contributor
Posts: 2,350
Registered: ‎09-16-2011
0

Re: What can you tell me about the Walmart card other than the free scores?

you can request CLI's every 4 months

upto $60 cash back with instore purchase no cash advance fees.

special no interest offers during the holidays perhaps other times as well. 

 

Good at Sam's club as well. 

 

 

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak/Freeom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5.5k Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 7k, Discover IT 15.5k and a nice stack of store cards.
Last APP/HP 4/22/2015
I should have a nice Ruby but site keeps rejecting the img tag
Valued Member
Posts: 36
Registered: ‎12-18-2011
0

Re: What can you tell me about the Walmart card other than the free scores?

There really aren't many benefits to the card other than the free TU FICO.  It has financing offers and gas discounts at Walmart gas stations.  I have the Discover version which also offers 1% cash back after spending over $3000. I only use it for the free FICO score


Starting Score (January 2013): TU: 704, EQ: 679, EX: 687
Current Score (September 2013): TU: 741. EQ: 703, EX: 712
Goal Score: 730 Across the Board


Take the myFICO Fitness Challenge
Established Contributor
Posts: 937
Registered: ‎06-12-2012
0

Re: What can you tell me about the Walmart card other than the free scores?

5 cent off per gallon of gas.

AMEX SPG $20K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $10k | | NASA Platinum-Advantage $10k | CapOne Quicksilver $10k | Amazon Card $10k | NASA PLOC $30k @ 8.25% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: What can you tell me about the Walmart card other than the free scores?


scarrollprint wrote:

Other than the free TU score - what can you guys tell me about the walmart card? benefits to having the card other than the scores and the fact that it eventually could become a discover backed card.

 

Do you get discounts in store or something?

 

I have 2 cards now (both CAP 1) I'll be keeping 1 active forever since its a rewards card with no AF (I read on here its not anything they offer anymore). The other one I have just so I have 2 revolving trade lines going at once and will drop once I get ANYTHING better coming my way so I'm not looking to App now - but thinking for closer to later this year or next year. In no rush I just see alot of people suggest it.

 

I know I'm not in prime territory just curious as to the benefits of the card since I life about 100 yards for a walmart and it gets pretty much all mys shopping except for groceries since they are actually more expensive on most things I buy than the local Aldi.


They do offer holiday deferred interest shopping every year, you just need to print off the voucher and have the cashier scan it. Look for it being advertising online while logged in.

 




EQ FICO 548 3/3/16
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: What can you tell me about the Walmart card other than the free scores?


jamesdwi wrote:

you can request CLI's every 4 months

upto $60 cash back with instore purchase no cash advance fees.

special no interest offers during the holidays perhaps other times as well. 

 

Good at Sam's club as well. 

 

 


This is a very nice perk as well.

 




EQ FICO 548 3/3/16
Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: What can you tell me about the Walmart card other than the free scores?


LS2982 wrote:

jamesdwi wrote:

you can request CLI's every 4 months

upto $60 cash back with instore purchase no cash advance fees.

special no interest offers during the holidays perhaps other times as well. 

 

Good at Sam's club as well. 

 

 


This is a very nice perk as well.

 


I use my Walmart Discover to only buy booze at Sam's Club!  LOL  Smiley LOL

Ray

** Every Card has a Job, and Every Card does its Job **

Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: What can you tell me about the Walmart card other than the free scores?


RockinRay wrote:

LS2982 wrote:

jamesdwi wrote:

you can request CLI's every 4 months

upto $60 cash back with instore purchase no cash advance fees.

special no interest offers during the holidays perhaps other times as well. 

 

Good at Sam's club as well. 

 

 


This is a very nice perk as well.

 


I use my Walmart Discover to only buy booze at Sam's Club!  LOL  Smiley LOL


Smiley Very Happy

 

I never checked into that awhile back, do you get discounts on beer?

 




EQ FICO 548 3/3/16
Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: What can you tell me about the Walmart card other than the free scores?


LS2982 wrote:

RockinRay wrote:

LS2982 wrote:

jamesdwi wrote:

you can request CLI's every 4 months

upto $60 cash back with instore purchase no cash advance fees.

special no interest offers during the holidays perhaps other times as well. 

 

Good at Sam's club as well. 

 

 


This is a very nice perk as well.

 


I use my Walmart Discover to only buy booze at Sam's Club!  LOL  Smiley LOL


Smiley Very Happy

 

I never checked into that awhile back, do you get discounts on beer?

 


No but I do get the cash back since it is Discover!  Smiley LOL

Ray

** Every Card has a Job, and Every Card does its Job **

Established Contributor
Posts: 657
Registered: ‎06-27-2012
0

Re: What can you tell me about the Walmart card other than the free scores?

Love the free fico score, thats really why i got it.  For others building credit this card has some potential to grow with.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.