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What card are you going to use for Christmas shopping?

Frequent Contributor

What card are you going to use for Christmas shopping?

I think my Discover It card will be my most used card for the 4th quarter.  All department store and online shopping is getting the big 5% bonus.  That's huge for this Christmas.

 

Other than than, my AMEX BCE will be my everyday card due to the standard rewards structure across the board (3% grocery, 2% gas, 1% all else).

My Wallet:
AMEX Platinum | Discover It $20.3k | Chase Sapphire Reserved $16k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX Schwab $9k | AMEX BCEP $8.2k | Citi Costco Anywhere Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Wells Fargo $5k | Citi Best Buy $4.2k | Citi Visa Signature $3k | Care Credit $3k
Message 1 of 19
18 REPLIES
Regular Contributor

Re: What card are you going to use for Christmas shopping?


Razeus wrote:

I think my Discover It card will be my most used card for the 4th quarter.  All department store and online shopping is getting the big 5% bonus.  That's huge for this Christmas.

 

Other than than, my AMEX BCE will be my everyday card due to the standard rewards structure across the board (3% grocery, 2% gas, 1% all else).


My Citi Dividend... I get 5% back on Old Navy, Gap, Banana republic etc.. pretty awesome card for shopping!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 2 of 19
Frequent Contributor

Re: What card are you going to use for Christmas shopping?

I used my PRG - I bought traded in points for gift cards for everyone to places they like. Christmas shopping is all done and I didn't spend a penny Smiley Very Happy

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 3 of 19
Frequent Contributor

Re: What card are you going to use for Christmas shopping?


jd5189 wrote:

I used my PRG - I bought traded in points for gift cards for everyone to places they like. Christmas shopping is all done and I didn't spend a penny Smiley Very Happy


Technically....

My Wallet:
AMEX Platinum | Discover It $20.3k | Chase Sapphire Reserved $16k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX Schwab $9k | AMEX BCEP $8.2k | Citi Costco Anywhere Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Wells Fargo $5k | Citi Best Buy $4.2k | Citi Visa Signature $3k | Care Credit $3k
Message 4 of 19
Frequent Contributor

Re: What card are you going to use for Christmas shopping?

Hehe... that is the beauty of Rewards Cards, right? Get something that you otherwise would not have been getting!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 5 of 19
Established Contributor

Re: What card are you going to use for Christmas shopping?

I hope to only use cash.....no reward cash back cards as of yet.....


Message 6 of 19
Regular Contributor

Re: What card are you going to use for Christmas shopping?

Probably Zync and Discover this holiday season. Might have to borrow the gift car idea from rewards points... have a bunch of Southwest points I could redeem!

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Message 7 of 19
Highlighted
Frequent Contributor

Re: What card are you going to use for Christmas shopping?

The only card I plan to use for Holiday shopping is Amazon.  The rest of my shopping with be good old fashion CASH!  I'm still recovering from my app spree from last winter! So I have to keep my utl low and get my scores back up!  Gotta keep my eye on the prize which is AMEX Blue or Citi in 2013-2014.

Slowly building....
Message 8 of 19
Valued Contributor

Re: What card are you going to use for Christmas shopping?

Discover - Shop Discover for me....

Ray

** Every Card has a Job, and Every Card does its Job **
Message 9 of 19
Mega Contributor

Re: What card are you going to use for Christmas shopping?

I think ill be using discovers 5% online shopping.



EQ FICO 548 3/3/16
Message 10 of 19