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Contributor
Pworld
Posts: 93
Registered: ‎12-29-2008

Re: What card are you going to use for Christmas shopping?

Trying to do no Christmas Shopping. But my nieces and nephews arent having that. 

 

So discover, and the discover shop mall for me. 

2/2011=EQ: 590
9/2012=EQ: 682
11/2012=EQ: 683 (after 4 card app spree and reporting)
Goal = 690-700 by 1/2013
Amex Zync | Amex Green | Chase Freedom | Best Buy | Discover IT
Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: What card are you going to use for Christmas shopping?

Amex bce and bofa amex just cuz i havent been using them recently.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: What card are you going to use for Christmas shopping?

Lucky me, I don't buy anything special during the holidays :smileyvery-happy:

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
Super Contributor
CS800
Posts: 6,149
Registered: ‎04-07-2008

Re: What card are you going to use for Christmas shopping?

Discover IT

 

I might use my NFCU also. Have to check the member mall.





Contributor
EandK23
Posts: 171
Registered: ‎09-12-2012

Re: What card are you going to use for Christmas shopping?

+1 for Discover as well. BCE for everything else unless it's at Best Buy which has 5% for Chase Freedom. For those shoppers out there, don't forget Macy's Friends and Family normally runs around Black Friday which is typically 25% off most items. Tis the season to capitalize on those Holiday discounts.


Starting Score: 632 (TU) 02/2011
Current Score: TU08: 743 (12/12) EX: 742 (Amex Pull) 09/2012
Goal Score: 780


Take the FICO Fitness Challenge

Regular Contributor
Imua
Posts: 242
Registered: ‎01-17-2009

Re: What card are you going to use for Christmas shopping?

i'll use my macy's card as much as possible because of macy's 'thanks for sharing' program. 

 

and chase freedom for purchases outside of macy's

 

BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ... Chase Freedom MC $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6k
myFICOs as of 9/28/12: TU=777.... EQ=793
Frequent Contributor
Autumnslight
Posts: 310
Registered: ‎07-08-2012

Re: What card are you going to use for Christmas shopping?

Target RedCard (only at Target obviously) for the 5% discount. BestBuy store card, if I end up buying any gifts there that would have a promotional financing deal. Discover for 5% on online purchases. For other in-store purchases, my Barclaycard Rewards Mastercard.

Scores:
07/29/12: EX FICO (Amex) 684 | EQ MyFICO 631 | TU Walmart 695
Current: EX FICO (lender) 707 | EQ (lender) 699 | TU (lender) 719

First Goal: 700+ across the board - Got it on EX & TU!!!
Contributor
SpiceIslander
Posts: 258
Registered: ‎02-01-2010

Re: What card are you going to use for Christmas shopping?

Discover for Christmas...BCP for everything else!

Meg.


FICO: EQ 756 / TU 721 - 04/01/13 / EX 744 - 08/24/12 (AmEx)
FAKO: CK 764 - 05/25/13 / Quizzle 744 - 04/01/13
Moderator
tinuviel
Posts: 4,023
Registered: ‎11-02-2010

Re: What card are you going to use for Christmas shopping?

Discover for online shopping and department stores. I'll probably use my Amex for anything else.



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 748, TU 741 (06/01/2013), EX 743 (06/13/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Silver Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 5.7k, Kay Jeweler's 5.1k

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