Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Frequent Contributor
Razeus
Posts: 351
Registered: ‎04-02-2012

What card are you going to use for Christmas shopping?

Options

‎09-17-2012 06:26 AM

I think my Discover It card will be my most used card for the 4th quarter.  All department store and online shopping is getting the big 5% bonus.  That's huge for this Christmas.

 

Other than than, my AMEX BCE will be my everyday card due to the standard rewards structure across the board (3% grocery, 2% gas, 1% all else).

My Wallet:
Discover It $11,000 | Chase Freedom $5000 | AMEX BCE $3000 | Paypal Extras Platinum $3,000 | Wells Fargo $1,000 | AMEX Zync NPSL

I want:
AMEX BCP | Chase Sapphire Preferred | US Bank Cash+ | Citibank Dividend Preferred
Message 1 of 19 (450 Views)
 
Reply
Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012

Re: What card are you going to use for Christmas shopping?

Options

‎09-17-2012 06:30 AM

Razeus wrote:

I think my Discover It card will be my most used card for the 4th quarter.  All department store and online shopping is getting the big 5% bonus.  That's huge for this Christmas.

 

Other than than, my AMEX BCE will be my everyday card due to the standard rewards structure across the board (3% grocery, 2% gas, 1% all else).

My Citi Dividend... I get 5% back on Old Navy, Gap, Banana republic etc.. pretty awesome card for shopping!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
Message 2 of 19 (447 Views)
 
Reply
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: What card are you going to use for Christmas shopping?

Options

‎09-17-2012 06:32 AM

I used my PRG - I bought traded in points for gift cards for everyone to places they like. Christmas shopping is all done and I didn't spend a penny :smileyvery-happy:

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 3 of 19 (444 Views)
 
Reply
Frequent Contributor
Razeus
Posts: 351
Registered: ‎04-02-2012

Re: What card are you going to use for Christmas shopping?

Options

‎09-17-2012 06:33 AM

jd5189 wrote:

I used my PRG - I bought traded in points for gift cards for everyone to places they like. Christmas shopping is all done and I didn't spend a penny :smileyvery-happy:

Technically....

My Wallet:
Discover It $11,000 | Chase Freedom $5000 | AMEX BCE $3000 | Paypal Extras Platinum $3,000 | Wells Fargo $1,000 | AMEX Zync NPSL

I want:
AMEX BCP | Chase Sapphire Preferred | US Bank Cash+ | Citibank Dividend Preferred
Message 4 of 19 (440 Views)
 
Reply
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: What card are you going to use for Christmas shopping?

Options

‎09-17-2012 06:51 AM

Hehe... that is the beauty of Rewards Cards, right? Get something that you otherwise would not have been getting!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 5 of 19 (424 Views)
 
Reply
Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: What card are you going to use for Christmas shopping?

Options

‎09-17-2012 06:58 AM

I hope to only use cash.....no reward cash back cards as of yet.....

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
Message 6 of 19 (411 Views)
 
Reply
Regular Contributor
jm00ser
Posts: 149
Registered: ‎07-11-2012

Re: What card are you going to use for Christmas shopping?

Options

‎09-17-2012 07:02 AM

Probably Zync and Discover this holiday season. Might have to borrow the gift car idea from rewards points... have a bunch of Southwest points I could redeem!

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 0/1.5k (7\06)
Citi Thank You World MC 3350/7.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 400/3.8k (9/11); Chase Southwest RR Premier Visa Signature 3550/10.7k (6/12); Discover It 175/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Message 7 of 19 (399 Views)
 
Reply
Frequent Contributor
TeeandDee
Posts: 420
Registered: ‎02-09-2012

Re: What card are you going to use for Christmas shopping?

Options

‎09-17-2012 07:10 AM

The only card I plan to use for Holiday shopping is Amazon.  The rest of my shopping with be good old fashion CASH!  I'm still recovering from my app spree from last winter! So I have to keep my utl low and get my scores back up!  Gotta keep my eye on the prize which is AMEX Blue or Citi in 2013-2014.

In The Garden!
Last App: 9/2012
Goal: No Apps until 2/2014 & FICO over 700
Message 8 of 19 (388 Views)
 
Reply
Valued Contributor
RockinRay
Posts: 1,763
Registered: ‎08-13-2007

Re: What card are you going to use for Christmas shopping?

Options

‎09-17-2012 07:14 AM

Discover - Shop Discover for me....

Ray

** Every Card has a Job, and Every Card does its Job **

Message 9 of 19 (382 Views)
 
Reply
Mega Contributor
LS2982
Posts: 14,507
Registered: ‎04-09-2011

Re: What card are you going to use for Christmas shopping?

Options

‎09-17-2012 08:49 AM

I think ill be using discovers 5% online shopping.


Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Message 10 of 19 (331 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+