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Frequent Contributor
Razeus
Posts: 395
Registered: ‎04-02-2012
0

What card are you going to use for Christmas shopping?

I think my Discover It card will be my most used card for the 4th quarter.  All department store and online shopping is getting the big 5% bonus.  That's huge for this Christmas.

 

Other than than, my AMEX BCE will be my everyday card due to the standard rewards structure across the board (3% grocery, 2% gas, 1% all else).

My Wallet:
Discover It $14,300 | Chase Sapphire Preferred $7,500 | Chase Freedom $5,000 | Citi Simplicity $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012
0

Re: What card are you going to use for Christmas shopping?


Razeus wrote:

I think my Discover It card will be my most used card for the 4th quarter.  All department store and online shopping is getting the big 5% bonus.  That's huge for this Christmas.

 

Other than than, my AMEX BCE will be my everyday card due to the standard rewards structure across the board (3% grocery, 2% gas, 1% all else).


My Citi Dividend... I get 5% back on Old Navy, Gap, Banana republic etc.. pretty awesome card for shopping!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
0

Re: What card are you going to use for Christmas shopping?

I used my PRG - I bought traded in points for gift cards for everyone to places they like. Christmas shopping is all done and I didn't spend a penny :smileyvery-happy:

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Frequent Contributor
Razeus
Posts: 395
Registered: ‎04-02-2012
0

Re: What card are you going to use for Christmas shopping?


jd5189 wrote:

I used my PRG - I bought traded in points for gift cards for everyone to places they like. Christmas shopping is all done and I didn't spend a penny :smileyvery-happy:


Technically....

My Wallet:
Discover It $14,300 | Chase Sapphire Preferred $7,500 | Chase Freedom $5,000 | Citi Simplicity $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
0

Re: What card are you going to use for Christmas shopping?

Hehe... that is the beauty of Rewards Cards, right? Get something that you otherwise would not have been getting!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
0

Re: What card are you going to use for Christmas shopping?

I hope to only use cash.....no reward cash back cards as of yet.....


Regular Contributor
jm00ser
Posts: 156
Registered: ‎07-11-2012
0

Re: What card are you going to use for Christmas shopping?

Probably Zync and Discover this holiday season. Might have to borrow the gift car idea from rewards points... have a bunch of Southwest points I could redeem!

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Frequent Contributor
TeeandDee
Posts: 426
Registered: ‎02-09-2012
0

Re: What card are you going to use for Christmas shopping?

The only card I plan to use for Holiday shopping is Amazon.  The rest of my shopping with be good old fashion CASH!  I'm still recovering from my app spree from last winter! So I have to keep my utl low and get my scores back up!  Gotta keep my eye on the prize which is AMEX Blue or Citi in 2013-2014.

Slowly building....
Valued Contributor
RockinRay
Posts: 1,947
Registered: ‎08-13-2007
0

Re: What card are you going to use for Christmas shopping?

Discover - Shop Discover for me....

Ray

** Every Card has a Job, and Every Card does its Job **

Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: What card are you going to use for Christmas shopping?

I think ill be using discovers 5% online shopping.



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