Credit Cards Center Credit cards from our partners
Reply
Frequent Contributor
Posts: 412
Registered: ‎04-02-2012
0

What card are you going to use for Christmas shopping?

I think my Discover It card will be my most used card for the 4th quarter.  All department store and online shopping is getting the big 5% bonus.  That's huge for this Christmas.

 

Other than than, my AMEX BCE will be my everyday card due to the standard rewards structure across the board (3% grocery, 2% gas, 1% all else).

My Wallet:
Discover It $20.3k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX BCE $8.2k | Costco Citi Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Citi Visa Signature $3k | AMEX Schwab $3k | Care Credit $3k | Wells Fargo $1k
Regular Contributor
Posts: 440
Registered: ‎02-08-2012
0

Re: What card are you going to use for Christmas shopping?


Razeus wrote:

I think my Discover It card will be my most used card for the 4th quarter.  All department store and online shopping is getting the big 5% bonus.  That's huge for this Christmas.

 

Other than than, my AMEX BCE will be my everyday card due to the standard rewards structure across the board (3% grocery, 2% gas, 1% all else).


My Citi Dividend... I get 5% back on Old Navy, Gap, Banana republic etc.. pretty awesome card for shopping!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
0

Re: What card are you going to use for Christmas shopping?

I used my PRG - I bought traded in points for gift cards for everyone to places they like. Christmas shopping is all done and I didn't spend a penny Smiley Very Happy

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Frequent Contributor
Posts: 412
Registered: ‎04-02-2012
0

Re: What card are you going to use for Christmas shopping?


jd5189 wrote:

I used my PRG - I bought traded in points for gift cards for everyone to places they like. Christmas shopping is all done and I didn't spend a penny Smiley Very Happy


Technically....

My Wallet:
Discover It $20.3k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX BCE $8.2k | Costco Citi Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Citi Visa Signature $3k | AMEX Schwab $3k | Care Credit $3k | Wells Fargo $1k
Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
0

Re: What card are you going to use for Christmas shopping?

Hehe... that is the beauty of Rewards Cards, right? Get something that you otherwise would not have been getting!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Established Contributor
Posts: 839
Registered: ‎10-28-2011
0

Re: What card are you going to use for Christmas shopping?

I hope to only use cash.....no reward cash back cards as of yet.....


Regular Contributor
Posts: 156
Registered: ‎07-11-2012
0

Re: What card are you going to use for Christmas shopping?

Probably Zync and Discover this holiday season. Might have to borrow the gift car idea from rewards points... have a bunch of Southwest points I could redeem!

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Frequent Contributor
Posts: 426
Registered: ‎02-09-2012
0

Re: What card are you going to use for Christmas shopping?

The only card I plan to use for Holiday shopping is Amazon.  The rest of my shopping with be good old fashion CASH!  I'm still recovering from my app spree from last winter! So I have to keep my utl low and get my scores back up!  Gotta keep my eye on the prize which is AMEX Blue or Citi in 2013-2014.

Slowly building....
Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: What card are you going to use for Christmas shopping?

Discover - Shop Discover for me....

Ray

** Every Card has a Job, and Every Card does its Job **

Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: What card are you going to use for Christmas shopping?

I think ill be using discovers 5% online shopping.



EQ FICO 548 3/3/16

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.