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Freedom through June (for about 10% back), then likely back to Arrival+ (unless I haven't met minimum spend on my new Marriott or Ink Plus cards).
Doesnt really matter which of the 3 cards (Arrival, Hyatt, amex Gold) I use for restaurants - all have 2x pts (amex Gold will have this starting 6/1).
For now I'm using the Arrival since i need to meet the 1k spend in 3 months but I can also use Hyatt. Starting in June i'll use amex Gold since MR pts are more valuable to me.
My Discover card for this quarter, but I have run into 2 separate independent restaurants that didn't take it. One took Amex but not Discover and the other took neither.
Using this combo (minus the freedom). I'm waiting for the Freedom to go to 200 for a signup bonus, but I've maxed out discover this quarter. If a place doesn't take discover, 3% with AARP isn't bad at all either.
@Imperfectfuture wrote:
@Anonymous wrote:When there aren't any quarterly bonuses for restaurants for Freedom or Discover, I use my AARP for restaurants. 3% cashback at restaurants and it is a surprisingly flashy card.
Was interested in the AARP, but now: use SimplyCash for 3% back dining, no min/max, rewards applied right after statement generates. I still use Amazon for 2% with smaller establishments, and those that don't take Amex, get 2%. Later, transform Amazon into Ink Cash.
Is that even doable with it being cobranded?
Anyway, I'm using my Discover It currently for the 5%. Otherwise, I just use my Quicksilver at the 1.5%.