What card do you all use?

[xgac12x]

Is the BCP MR Points? or an actual cash back balance

[austinguy907]

C = Cash

[PointLager]

CSR travel (not airfare) and dining
Freedom 5x as it rotates
Amex EDP groceries 4.5x. I also buy Visa GCs at grocery stores and use those at Costco, which gets the bulk of my grocery spend.

Flights: Citi Prestige (best insurance coverage)
Online shopping; Citi Att Access more (3x for all online shopping. I also get 24m extended warranty plus citi price rewind)

Everything else: united club card. I value United miles at 2.4c so 1.5x is decent and beats my fidelity visa 2% CB. I also need to put $25k per year on it at least to qualify for united PQM waiver.

Not used but kept for benefits:
Amex Platinum
Ritz
SPG - keeping to see what happens w Amex vs chase and the Marriott merger

[PointLager]

I'd prob use SPG as my daily driver for non category because you can indirectly get united miles

SPG--> 3x Marriott = nights and miles promo w united

[PointLager]

I shd add that my main airline is united and thus I use united miles first. Then Amex and Citi TYP via Singapore. I hoard my chase UR for now until the first two programs are depleted

[K-in-Boston]

I'm using Discover for wholesale (10% effective CB until this statement closes), Freedom for groceries (5%), and SPG for anything else except when I am meeting a spend bonus.  For Q3, I should have no problem maxing out Discover and Freedom for 5% on restaurants, and wholesale will likely go on NFCU for the 4% back since my BJ's card has a 0% balance transfer going.  Exceptions would be stores I have cards for: Best Buy (6%), Target (5%), Amazon (5%), Lowe's (5% but I may only use that to stretch out purchases now that I am set up for the 10% veteran discount which doesn't stack with the 5% off on the card) and Kohl's (up to 30% off).  As someone else said, I use Amex Platinum for very large purchases (protection and doesn't affect my utilization) and for the 5x MR on airfare.

[xgac12x]

Well I am trying to gain the best travel rewards. My GF has a SPG so she uses that and I use the Chase CSR & FU for UR points. I was just seeing about recommendations for gas and grocery to maybe get MR or UR (other than the Freedom)

[Anonymous]

Amex BCP for gas/grocery and some big purchases because of limit, Citi DC for misc, Disco for the 5% bonus slot, C1 1 Spark for Biz being replaced next week by Chase Ink or Amex Simply cash,  HD for my ongoing house repair of storm damage

[Anonymous]

My Amex BCE is my every day card, if for some reason it's not accepted than I use either my Discover or my Wells Fargo (i honestly can't even remember which WF card it is, I rarely use it unless at Costco). 

[Anonymous]

For the next year the bulk of my spend will be on my new discover it miles card to maximize year end match.