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Applying for CSR and FU on the 2nd when i'm 3/24 and can get that (hopefully) single pull by applying on the same day. Plan on making Chase my main drivers since the UR program would work the best for me, and will keep this Trifecta unless CSR gets nerfed beyond the point of useable for me. Will likely go for the Ink Cash for the Superfecta in March 2017.
I already cut up two of my cards (Shell and SavingStar) and gonna let them die a slow death. Freedom, Discover, BuyPower, JCP, Macy's, and Quicksilver will stay long-terms, but the others I'm keeping for now to top off the rewards enough to redeem, then will cut those up too.
@AverageJoesCredit wrote:
Quite honestly, if i were to say what i wanted only 3:
A) a Navy Federal cc ( maybe to be part of another great CU and a possible replacement for some Sync cards )
B) an Amex ( dont care which, just to finally get off the blacklist )
C) a Discover It card ( after 4 or 5 rejections, it would be nice to complete the big 4 with an approval )
Cards really needed : NONE
You're not missing much not having the Discover It card, unless you keep up with the rotating catagories real well. The rewards just are not as good as many of the other cards. I almost never use mine except to get TU fico, and I understand they give that without even having card now.
@Anonymous wrote:
Since I have every card my finances will allow me.
I have Chase Ritz & CSR and Citi Prestige the list would be.
Amex centurion with waved fees or $495 a year. Yes I'm dreaming.
Dream big or go home....Amex Centurion would be nice, I'd be happy with an invitation. I'd frame it!!!
@sarge12 wrote:
@AverageJoesCredit wrote:
Quite honestly, if i were to say what i wanted only 3:
A) a Navy Federal cc ( maybe to be part of another great CU and a possible replacement for some Sync cards )
B) an Amex ( dont care which, just to finally get off the blacklist )
C) a Discover It card ( after 4 or 5 rejections, it would be nice to complete the big 4 with an approval )
Cards really needed : NONEYou're not missing much not having the Discover It card, unless you keep up with the rotating catagories real well. The rewards just are not as good as many of the other cards. I almost never use mine except to get TU fico, and I understand they give that without even having card now.
Actually, if you're talking about Discover's CreditScoreCard.com, that is available to anyone, it's an EX FICO.
@barthooper wrote:
@sarge12 wrote:
@AverageJoesCredit wrote:
Quite honestly, if i were to say what i wanted only 3:
A) a Navy Federal cc ( maybe to be part of another great CU and a possible replacement for some Sync cards )
B) an Amex ( dont care which, just to finally get off the blacklist )
C) a Discover It card ( after 4 or 5 rejections, it would be nice to complete the big 4 with an approval )
Cards really needed : NONEYou're not missing much not having the Discover It card, unless you keep up with the rotating catagories real well. The rewards just are not as good as many of the other cards. I almost never use mine except to get TU fico, and I understand they give that without even having card now.
Actually, if you're talking about Discover's CreditScoreCard.com, that is available to anyone, it's an EX FICO.
That's interesting and very cool...the discover it card provides tu fico. I did not know the one that is free to everyone pulled experian. Just checked it out...would have before but thought it would be the same as the discover it card pull.
I am set with my cards lol. The only card I might go for is the Citi TY prestiege in a few months to a year perhaps. Probably would need to close one of my cards considering I already have 6 Citi proper cards lol
Probably the Ritz-Carlton and SPG Business cards. I don't have much of a must-have list any longer.