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What card is next on your "must have" or wanted list?

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daybreakgonesXe
Valued Contributor

Re: What card is next on your "must have" or wanted list?

Applying for CSR and FU on the 2nd when i'm 3/24 and can get that (hopefully) single pull by applying on the same day. Plan on making Chase my main drivers since the UR program would work the best for me, and will keep this Trifecta unless CSR gets nerfed beyond the point of useable for me. Will likely go for the Ink Cash for the Superfecta in March 2017.

 

I already cut up two of my cards (Shell and SavingStar) and gonna let them die a slow death. Freedom, Discover, BuyPower, JCP, Macy's, and Quicksilver will stay long-terms, but the others I'm keeping for now to top off the rewards enough to redeem, then will cut those up too.

Message 31 of 75
sarge12
Senior Contributor

Re: What card is next on your "must have" or wanted list?


@AverageJoesCredit wrote:
Quite honestly, if i were to say what i wanted only 3:

A) a Navy Federal cc ( maybe to be part of another great CU and a possible replacement for some Sync cards Smiley Wink )
B) an Amex ( dont care which, just to finally get off the blacklist Smiley Happy )
C) a Discover It card ( after 4 or 5 rejections, it would be nice to complete the big 4 with an approval Smiley Happy )

Cards really needed : NONE Smiley Happy

You're not missing much not having the Discover It card, unless you keep up with the rotating catagories real well. The rewards just are not as good as many of the other cards. I almost never use mine except to get TU fico, and I understand they give that without even having card now.

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 32 of 75
Anonymous
Not applicable

Re: What card is next on your "must have" or wanted list?

1. Amex BCE--once my EX goes up
2. Chase Disney--won't be for another year or so.
3. Old navy---I'm there like every week. Yikes lol
Message 33 of 75
Anonymous
Not applicable

Re: What card is next on your "must have" or wanted list?

Since I have every card my finances will allow me.
I have Chase Ritz & CSR and Citi Prestige the list would be.
Amex centurion with waved fees or $495 a year. Yes I'm dreaming.
Message 34 of 75
sarge12
Senior Contributor

Re: What card is next on your "must have" or wanted list?


@Anonymous wrote:
Since I have every card my finances will allow me.
I have Chase Ritz & CSR and Citi Prestige the list would be.
Amex centurion with waved fees or $495 a year. Yes I'm dreaming.

Dream big or go home....Amex Centurion would be nice, I'd be happy with an invitation. I'd frame it!!!

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 35 of 75
barthooper
Frequent Contributor

Re: What card is next on your "must have" or wanted list?


@sarge12 wrote:

@AverageJoesCredit wrote:
Quite honestly, if i were to say what i wanted only 3:

A) a Navy Federal cc ( maybe to be part of another great CU and a possible replacement for some Sync cards Smiley Wink )
B) an Amex ( dont care which, just to finally get off the blacklist Smiley Happy )
C) a Discover It card ( after 4 or 5 rejections, it would be nice to complete the big 4 with an approval Smiley Happy )

Cards really needed : NONE Smiley Happy

You're not missing much not having the Discover It card, unless you keep up with the rotating catagories real well. The rewards just are not as good as many of the other cards. I almost never use mine except to get TU fico, and I understand they give that without even having card now.


Actually, if you're talking about Discover's CreditScoreCard.com, that is available to anyone, it's an EX FICO.

Quicksilver - 16k | Discover It - 34k | Citi DC - $21k | Chase Amazon - 8k | Chase Reserve - 19.5k | Chase Preferred - 5k | EX FICO (Discover CSC) 788
Message 36 of 75
sarge12
Senior Contributor

Re: What card is next on your "must have" or wanted list?


@barthooper wrote:

@sarge12 wrote:

@AverageJoesCredit wrote:
Quite honestly, if i were to say what i wanted only 3:

A) a Navy Federal cc ( maybe to be part of another great CU and a possible replacement for some Sync cards Smiley Wink )
B) an Amex ( dont care which, just to finally get off the blacklist Smiley Happy )
C) a Discover It card ( after 4 or 5 rejections, it would be nice to complete the big 4 with an approval Smiley Happy )

Cards really needed : NONE Smiley Happy

You're not missing much not having the Discover It card, unless you keep up with the rotating catagories real well. The rewards just are not as good as many of the other cards. I almost never use mine except to get TU fico, and I understand they give that without even having card now.


Actually, if you're talking about Discover's CreditScoreCard.com, that is available to anyone, it's an EX FICO.


That's interesting and very cool...the discover it card provides tu fico. I did not know the one that is free to everyone pulled experian. Just checked it out...would have before but thought it would be the same as the discover it card pull.

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 37 of 75
Closingracer99
Valued Contributor

Re: What card is next on your "must have" or wanted list?

I am set with my cards lol. The only card I might go for is the Citi TY prestiege in a few months to a year perhaps. Probably would need to close one of my cards considering I already have 6 Citi proper cards lol


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 38 of 75
Sharingan
Established Contributor

Re: What card is next on your "must have" or wanted list?

Probably the Ritz-Carlton and SPG Business cards. I don't have much of a must-have list any longer. 



Message 39 of 75
Anonymous
Not applicable

Re: What card is next on your "must have" or wanted list?

Well. It would have been the freedom and CFU, but since I just got the CSR, my CSP became a Freedom, and idk if I ever even care to get a CFU anymore. Long live King UR.

.....J.k I still want the CFU. Can't wait to go all in on UR points
Message 40 of 75
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