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05-02-2013 11:19 AM
05-02-2013 11:34 AM
05-02-2013 01:37 PM
05-02-2013 02:14 PM
@09lexie (sorry cant figureout how to quote posts from my phone)
I'm still waiting on a decision for the WF card. I wasn't going to app for anything till after requesting the CLI from AMEX. Is having marginally higher limits 1500 to $3k and $1000 to 3k going to make a difference when applying for a new card? If so and I do get both CLI, ill wait till they report.
You said Chase and Discover. It seems like the CSP is a favorite here, it just seems like with the AF and travel rewards it kind of duplicates what I get from the Delta AMEX. On the other hand it has what looks like a great signup promo and from what I've seen they start at $5k cl. I also looked at the Discover it, seems like a good cash back card if you take advantage of the 5% categories. Looks like they have a 0% for 14 month promo. Any drawbacks?
Chase Freedom and Discover IT are very good choices, I would stay away from CSP for now and pick up freedom.
05-02-2013 02:18 PM
05-02-2013 02:24 PM
05-02-2013 03:47 PM
Top three reward cards for cash back and not travel IMHO are (in no specific order) Discover IT, Sallie Mae, and Chase Freedom. Discover and Chase have rotating 5% categories and Sallie Mae gives 5% back on amazon among others already listed. Personally I'd do Discover and Sallie Mae but I'm not a Chase fan either.
05-02-2013 03:51 PM - edited 05-02-2013 03:52 PM
05-02-2013 05:10 PM
05-02-2013 05:49 PM
Discover It or Chase Freedom. They are basically the same card haha. Chase is much more generous with their credit line increases, though. They always increase mine internally so I've never had to take a hard inquiry.