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Well applied for the Chase Freedom and was denied. Called for recon and she was very nice. It seemed she was on the verge of giving it to me but she stopped just short and said I didn't have enough history. I probably should have waited until the cap 1 card was past 1 year.
Back to the drawing board....
Im curious what your history is.... do you mean AAoA or just credit card history in general?
I posted my credit profile in my original post. In short they said I'm on the right path but I didn't have my revolving accounts (my two cap one cards) long enough yet.
I agree with you on usaa. You can go to thier website and join. It is painless and their cust service is very helpful and friendly.
@Vwaller72 wrote:Thanks MF. I don't think I can go NFCU since I'm a veteran not active duty but I do think I can go USAA. I'm wondering if I don't have a chance for a better CL with USAA than Chase.
Are you going to apply for any other cards before the inquiry hits your report?
I tried Discover IT. Same results. I don't want to rack up a bunch of INQ so unless someone has an idea for something they feel good I'll be approved for I plan to sit on what I have for a while.
@Vwaller72 wrote:Well applied for the Chase Freedom and was denied. Called for recon and she was very nice. It seemed she was on the verge of giving it to me but she stopped just short and said I didn't have enough history. I probably should have waited until the cap 1 card was past 1 year.
Back to the drawing board....
Recon again...
Try at least 2 more times before giving up... mention your long employement history, ability to save, etc...
Other than than those, Maybe try Amex Green.
@webhopper wrote:
@Vwaller72 wrote:Well applied for the Chase Freedom and was denied. Called for recon and she was very nice. It seemed she was on the verge of giving it to me but she stopped just short and said I didn't have enough history. I probably should have waited until the cap 1 card was past 1 year.
Back to the drawing board....
Recon again...
Try at least 2 more times before giving up... mention your long employement history, ability to save, etc...
+1
If that fails, try 3 more times!
Then do the same thing for Discover It ...