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Valued Member
Posts: 78
Registered: ‎04-01-2012
0

What card to get?

I am interested in apping for more cards shortly but I want some advice on what to try for. I understand AMEX zync is no longer available?

I have -
CapOne secured - 250 limit - 10 months
CapOne unsecured - 750 limit - 7 months
DCU visa - 1000 limit - 6 months
DCU auto loan - 10,000 - 6 months - three year term already paid down to 6,000.

Perfect payment history and no negatives with about 5% usage. Thanks!!
Established Contributor
Posts: 697
Registered: ‎03-16-2012
0

Re: What card to get?


jon17brown wrote:
I am interested in apping for more cards shortly but I want some advice on what to try for. I understand AMEX zync is no longer available?

I have -
CapOne secured - 250 limit - 10 months
CapOne unsecured - 750 limit - 7 months
DCU visa - 1000 limit - 6 months
DCU auto loan - 10,000 - 6 months - three year term already paid down to 6,000.

Perfect payment history and no negatives with about 5% usage. Thanks!!

what are your scores??? seems like you have limited history.... but maybe chase or discover..... chase is very good with recons....


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Valued Member
Posts: 78
Registered: ‎04-01-2012
0

Re: What card to get?

Scores are around 680
Contributor
Posts: 253
Registered: ‎08-06-2012
0

Re: What card to get?

My first instinct says go for Walmart. 

You have a *chance* to get their Discover card but even if you just get the regular store card you get the free monthly FICO score. 

 

I would wait on Chase. 

They told me they're looking for 1 year before approval and they seem to be somewhat INQ sensitive. 

 

Amazon Store Card is another option and AMEX Zync might be good for you. 

 

 

Just *my* opinion of course :smileyhappy:


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
New Contributor
Posts: 63
Registered: ‎07-21-2012
0

Re: What card to get?

Discover More, Walmart Discover, or Amex Charge

Scores: EQ-798 EX-802 TU-786

CC: |Amex PRG - NPSL| |Citi Simplicity - 22.6K| |CapOne No Hassle Rewards - 20K| |Chase Freedom 17.5K| |CSP 15K| |Discover IT - 7.8K| |Discover More - 6.1K| |GE PC Richard - 4.5K| |Amex Delta Gold - 3.5K| |Citi Goodyear - 2.5K| |CapOne Kohls - 1.5K| |GAP - 1.5K| |Macy's Amex - 1K| |Ann Taylor - 0.5K| |NY&C - 0.5K|
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