11-05-2012 09:12 AM
11-05-2012 09:25 AM
I am interested in apping for more cards shortly but I want some advice on what to try for. I understand AMEX zync is no longer available?
I have -
CapOne secured - 250 limit - 10 months
CapOne unsecured - 750 limit - 7 months
DCU visa - 1000 limit - 6 months
DCU auto loan - 10,000 - 6 months - three year term already paid down to 6,000.
Perfect payment history and no negatives with about 5% usage. Thanks!!
what are your scores??? seems like you have limited history.... but maybe chase or discover..... chase is very good with recons....
11-05-2012 10:08 AM
My first instinct says go for Walmart.
You have a *chance* to get their Discover card but even if you just get the regular store card you get the free monthly FICO score.
I would wait on Chase.
They told me they're looking for 1 year before approval and they seem to be somewhat INQ sensitive.
Amazon Store Card is another option and AMEX Zync might be good for you.
Just *my* opinion of course
11-05-2012 01:13 PM
Discover More, Walmart Discover, or Amex Charge