08-30-2012 08:15 AM
I'll be gardening for the next 6 months, but when I go on my app-spree, I'll be targeting:
Chase Sapphire Preferred
AMEX Blue Cash Preferred
Citi Diamond Preferred
I think those will be worth the HP's.
08-30-2012 08:17 AM
The JPM Ritz card.
And, that'll be it for the year!
08-30-2012 08:20 AM
Razeus wrote:I'll be gardening for the next 6 months, but when I go on my app-spree, I'll be targeting:
Chase Sapphire Preferred
AMEX Blue Cash Preferred
Citi Diamond Preferred
I think those will be worth the HP's.
Those are great cards - definitely worth HPs to get them. I noticed you already have the Blue Cash Everyday, so why would you want to app for a Blue Cash Preferred? If you wait 13 months from the time you opened your BCE, you can simply pc to the BCP (no HP required).
08-30-2012 08:22 AM
I would love to have the AMEX Blue Cash Everyday, AMEX SPG, and the Chase Southwest Visa Signature. Maybe next year this time.
08-30-2012 08:24 AM
CribDuchess wrote:
Razeus wrote:I'll be gardening for the next 6 months, but when I go on my app-spree, I'll be targeting:
Chase Sapphire Preferred
AMEX Blue Cash Preferred
Citi Diamond Preferred
I think those will be worth the HP's.
Those are great cards - definitely worth HPs to get them. I noticed you already have the Blue Cash Everyday, so why would you want to app for a Blue Cash Preferred? If you wait 13 months from the time you opened your BCE, you can simply pc to the BCP (no HP required).
Honestly, I did not know that. I'll need to get my CL on it up though, hopefully be at $9k by 1st anniversary.
08-30-2012 08:29 AM
Razeus wrote:
CribDuchess wrote:
Razeus wrote:I'll be gardening for the next 6 months, but when I go on my app-spree, I'll be targeting:
Chase Sapphire Preferred
AMEX Blue Cash Preferred
Citi Diamond Preferred
I think those will be worth the HP's.
Those are great cards - definitely worth HPs to get them. I noticed you already have the Blue Cash Everyday, so why would you want to app for a Blue Cash Preferred? If you wait 13 months from the time you opened your BCE, you can simply pc to the BCP (no HP required).
Honestly, I did not know that. I'll need to get my CL on it up though, hopefully be at $9k by 1st anniversary.
I only knew it due to this message board community.
Treat your Amex cards (as well as your other credit lines) well and I'm sure you'll be at $9k on your BCE in about 8 months or so.
08-30-2012 08:39 AM
08-30-2012 08:43 AM
CribDuchess wrote:
Razeus wrote:
CribDuchess wrote:
Razeus wrote:I'll be gardening for the next 6 months, but when I go on my app-spree, I'll be targeting:
Chase Sapphire Preferred
AMEX Blue Cash Preferred
Citi Diamond Preferred
I think those will be worth the HP's.
Those are great cards - definitely worth HPs to get them. I noticed you already have the Blue Cash Everyday, so why would you want to app for a Blue Cash Preferred? If you wait 13 months from the time you opened your BCE, you can simply pc to the BCP (no HP required).
Honestly, I did not know that. I'll need to get my CL on it up though, hopefully be at $9k by 1st anniversary.
I only knew it due to this message board community.
Treat your Amex cards (as well as your other credit lines) well and I'm sure you'll be at $9k on your BCE in about 8 months or so.
That's encouraging. My mortgage hasn't popped up yet and nor have the new cards I just got approved for so my credit profile should change in my favor drastically with a mortgage give me a new type of credit and my new TL's showing I have "experience with $5k+" limits.
08-30-2012 08:58 AM
My next cards will be:
In 6 months: PSECU Visa/PSL
In 1 year: Chase Sapphire Preferred Mastercard
After that, I think I will be done for quite some time. I will have 3 Amex, 2 Visas, and 1 Mastercard if all goes as planned.
08-30-2012 09:05 AM
Nothing! ![]()
I already have all the cards I need. Now just working on CLI's with them.

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