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What cards can i get approved for?

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LS2982
Mega Contributor

Re: What cards can i get approved for?

Wow, well as soon as the 12th statement hits I'd ask for CLI's.



EQ FICO 548 3/3/16
Message 11 of 41
nicholasc77
Valued Member

Re: What cards can i get approved for?

what cards are easy approval other than ge 


@LS2982 wrote:
Wow, well as soon as the 12th statement hits I'd ask for CLI's.

 

Message 12 of 41
nicholasc77
Valued Member

Re: What cards can i get approved for?

does wfnnb reopen or no 

Message 13 of 41
llecs
Moderator Emeritus

Re: What cards can i get approved for?


@nicholasc77 wrote:

@jsucool76 wrote:

When was your BK? 


Oct 2005

 


OP, don't rush into this. In the thread below, you filed for BK in June and it was just discharged 3 weeks or so ago. There's no rush. Focus on rebuilding too. You already have a great mix of credit. Use one of your CapOne CCs for Christmas. If not that, then get a secured CC with a guaranteed limit.

 

http://ficoforums.myfico.com/t5/Auto-Loans/In-need-of-a-car-loan-NOW/m-p/1560162

 

Message 14 of 41
gettnthere
Established Contributor

Re: What cards can i get approved for?


@llecs wrote:

@nicholasc77 wrote:

@jsucool76 wrote:

When was your BK? 


Oct 2005

 


OP, don't rush into this. In the thread below, you filed for BK in June and it was just discharged 3 weeks or so ago. There's no rush. Focus on rebuilding too. You already have a great mix of credit. Use one of your CapOne CCs for Christmas. If not that, then get a secured CC with a guaranteed limit.

 

http://ficoforums.myfico.com/t5/Auto-Loans/In-need-of-a-car-loan-NOW/m-p/1560162

 


after reading that^^^^ post, all i can say is..wow.........



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 15 of 41
jsucool76
Super Contributor

Re: What cards can i get approved for?


@nicholasc77 wrote:

@jsucool76 wrote:

When was your BK? 


Oct 2005

 


Why did you say your BK was 2005 if in ( http://ficoforums.myfico.com/t5/Auto-Loans/In-need-of-a-car-loan-NOW/m-p/1560162 ) you said it was only a few months ago? 

Message 16 of 41
LS2982
Mega Contributor

Re: What cards can i get approved for?


@gettnthere wrote:

@llecs wrote:

@nicholasc77 wrote:

@jsucool76 wrote:

When was your BK? 


Oct 2005

 


OP, don't rush into this. In the thread below, you filed for BK in June and it was just discharged 3 weeks or so ago. There's no rush. Focus on rebuilding too. You already have a great mix of credit. Use one of your CapOne CCs for Christmas. If not that, then get a secured CC with a guaranteed limit.

 

http://ficoforums.myfico.com/t5/Auto-Loans/In-need-of-a-car-loan-NOW/m-p/1560162

 


after reading that^^^^ post, all i can say is..wow.........


Yea thats how I feel too. That is a insane amount of debt, and being in that situation if it was me I would want nothing to do with CC's.

 




EQ FICO 548 3/3/16
Message 17 of 41
webhopper
Moderator Emeritus

Re: What cards can i get approved for?

There are several very interesting popcorn worthy posts by this forum member. Being the lurker that I am I have read them all. Its very amazing to see how debt can very quickly become a way of life.
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 18 of 41
jsucool76
Super Contributor

Re: What cards can i get approved for?

That debt is more than I will make in the next 50 years lol 

Message 19 of 41
gettnthere
Established Contributor

Re: What cards can i get approved for?


@LS2982 wrote:

@gettnthere wrote:

@llecs wrote:

@nicholasc77 wrote:

@jsucool76 wrote:

When was your BK? 


Oct 2005

 


OP, don't rush into this. In the thread below, you filed for BK in June and it was just discharged 3 weeks or so ago. There's no rush. Focus on rebuilding too. You already have a great mix of credit. Use one of your CapOne CCs for Christmas. If not that, then get a secured CC with a guaranteed limit.

 

http://ficoforums.myfico.com/t5/Auto-Loans/In-need-of-a-car-loan-NOW/m-p/1560162

 


after reading that^^^^ post, all i can say is..wow.........


Yea thats how I feel too. That is a insane amount of debt, and being in that situation if it was me I would want nothing to do with CC's.

 


I absolutely agree!

OP__ did you file for bk in 2005 and then again just a few months ago? (as stated in your 2 previous threads you list 2 totally diff dates for your bk)



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 20 of 41
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