Reply
Valued Member
nicholasc77
Posts: 115
Registered: ‎04-30-2012
0

What cards can i get approved for?

BK7 

 

Credit: 

Capital One Visa 500 Capital One 500 Fingerhut 400 HSBC/Orchard 300  WFNNB/Victoria Secret 250  WFNNB/EXPRESS 250  WFNNB ANNIE SEZ 250  WFNNB ANN TAYLOR 250 

 

I want a new card store or visa/mastercard 

 

i Guess GE blacklists and credit one charge off and macys 

 

What cards? 

Valued Contributor
jsucool76
Posts: 2,899
Registered: ‎12-11-2011
0

Re: What cards can i get approved for?

When was your BK? 

Wallet: Capital One Quicksilver 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 3000CL, Walmart Discover: 3500CL, UPromise Mastercard: 3500CL, Chase Slate: 1000CL, Discover IT: 2000CL, Citi Forward: 2600CL, Bank Of America Student Travel Rewards: 2700CL, Amex PRG
Valued Contributor
maiden_girl
Posts: 2,095
Registered: ‎12-29-2011
0

Re: What cards can i get approved for?

Id hold off on the apps. You should try to grow the limits on your current cards ;D
The truth is out there...
FICO scores: 758 (EQ) 741 (EX) 768 (TU) 8/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Member
nicholasc77
Posts: 115
Registered: ‎04-30-2012
0

Re: What cards can i get approved for?


jsucool76 wrote:

When was your BK? 


Oct 2005

 

Valued Contributor
jsucool76
Posts: 2,899
Registered: ‎12-11-2011
0

Re: What cards can i get approved for?

The magic number (from what I've heard) seems to be 8 years. People usually start apping for more cards when their BK turns 8 and have had pretty good luck. 

Wallet: Capital One Quicksilver 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 3000CL, Walmart Discover: 3500CL, UPromise Mastercard: 3500CL, Chase Slate: 1000CL, Discover IT: 2000CL, Citi Forward: 2600CL, Bank Of America Student Travel Rewards: 2700CL, Amex PRG
Valued Member
nicholasc77
Posts: 115
Registered: ‎04-30-2012
0

Re: What cards can i get approved for?

what card do you think I can apply for ? 


jsucool76 wrote:

The magic number (from what I've heard) seems to be 8 years. People usually start apping for more cards when their BK turns 8 and have had pretty good luck. 


 

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: What cards can i get approved for?

I agree with maiden_girl that you should garden your current accounts, get CLI's.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Member
nicholasc77
Posts: 115
Registered: ‎04-30-2012
0

Re: What cards can i get approved for?


LS2982 wrote:
I agree with maiden_girl that you should garden your current accounts, get CLI's.

Most of these accounts have been opened since oct 2011 and the only one to give increase was fingerhut !!


LS2982 wrote:
I agree with maiden_girl that you should garden your current accounts, get CLI's.

 

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: What cards can i get approved for?

How many INQ's do you have? Those are awefully low limits for almost a year old accounts have you requested CLI's on the WFNNB cards?



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Member
nicholasc77
Posts: 115
Registered: ‎04-30-2012
0

Re: What cards can i get approved for?

about 14 inquires and yes i asked and they say the account is too new 


LS2982 wrote:
How many INQ's do you have? Those are awefully low limits for almost a year old accounts have you requested CLI's on the WFNNB cards?

 


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+