What cards gave you a 2nd chance

[Anonymous]

Just got a Capital 1 card.  With initial CL of $500, 1% cash back with no annual fee.  I had a chargeoff/settlement with Cap 1 in 2000.  They say they will give you a CL increase after 90 days if card is activated and used without lates or going over CL.   (Not sure how much they will raise it...but at least it's a place to start!)

scores TU657, EQ-639, EX 620

[Anonymous]

How long ago were the BK's that you included these accounts in anyone have any recent BK's and got a card from that CCC again after a short amount of time?

[Anonymous]

HSBC

[Anonymous]

How long ago was your BK that included HSBC? Thanks

[Anonymous]

HSBC for sure, but the cards they give you with crap credit are nothing to grow with IMHO. I had a co with them for $4k that is still on my reports, and I have 2 of their "deadbeat" cards.

[Math_Rocks]

So, did anyone include Discover in bankruptcy and then get another Discover card later? If so, how long after discharge?

[Anonymous]

What are the HSBC "deatbeat" cards?

[Anonymous]

If ya like this thread, look around. There is another one exactly like it going on right now.

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Math_Rocks wrote:
Nicemann, do you know which CB they pulled?

I've been wondering if I would even have a shot with them with a Chase acct IIB 2001.

So far, no one IIB has given us a 2nd chance, but I haven't tried all of them yet. We just reached the 7 year mark for Ch. 7 and I am starting to look into them. I know we are blacklisted from AmEx forever. Not sure about Discover. No luck with B of A yet and haven't tried with Chase.

This is a great thread. Please keep posting!

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[Math_Rocks]

Still wondering if anyone got a 2nd chance with Discover after BK?

[Anonymous]

Jammy wrote:

What are the HSBC "deatbeat" cards?

You silly lol i just think HSBC is a rebuilding card there not really gonna extend you a bunch of credit especially if you had credit problems in the past. Most likely i'm gonna keep my card for another 2 or 3 years to rebuild an once something comes along better i'm gonna move on. Or i might just keep them if there friendly with CLI.