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What cards to apply? Short credit history

Valued Contributor

Re: What cards to apply? Short credit history


CESEGO wrote:

HiLine wrote:

For a credit builder, having more than 3 cards may raise a red flag. I'd rather work on improving the CLI's for the cards you already have. One or two cards with high CLI's are more impressive than a bunch of cards with CLI's in the low hundreds.


Thank you for the advice.


I would wait for about a year then apps for some prime card like Dscover, Amex, US bank or join with Credit Union. Everything you apps right now not going any further than $500. Let your account aged then you can avoid toy Limit. 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k