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What cards to close?

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madnutz
New Contributor

What cards to close?

Since I have gotten a ton of great info from these forums I wanted to ask you all what cards you think I should close, I got alot of these cards when I was desperate for credit back in the day and applying to anything that moved Smiley Sad

 

What I was thinking was closing out the discover matrix, First premier and first savings CC's for now, thoughts? Any others I should close?  I also have a few more 1k cards that aren't listed here but got approved for already

 

Open Accounts   
Account NameDate OpenedBalanceCredit Limit
BARCLAYS BANK DELAWA     
Show Details10/31/2013$0$1,500
CAPITAL ONE BANK USA     
Show Details10/8/2010$39$500
CAPITAL ONE BANK USA     
Show Details4/7/2011$66$750
CFC     
Show Details4/16/2013$0$300
COMENITY BANK/EXPRES     
Show Details4/16/2013$0$250
CRDT FIRST     
Show Details3/8/2011$0$0
CREDIT ONE BANK     
Show Details6/10/2011$60$800
FINGERHUT/WEBBANK    
Show Details11/29/2010$0$200
FIRST PREMIER     
Show Details5/9/2013$48$700
FIRST SAVINGS CREDIT     
Show Details11/3/2012$45$350
GECRB/ASHLEY HOME ST     
Show Details10/31/2013$0$2,000
GECRB/THE ROOM STORE     
Show Details10/31/2013$0$3,000
GECRB/WALMART     
Show Details10/31/2013$0$700
MACY'S/DSNB     
Show Details11/1/2010$0$200
MERRICK BANK CORP     
Show Details5/13/2011$7$1,600
Message 1 of 3
2 REPLIES 2
youngandcreditwrthy
Senior Contributor

Re: What cards to close?

The damage is done, but I'd for sure close:
Credit One
FPB
AND the C1 with that $39 af.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 2 of 3
coldnmn
Mega Contributor

Re: What cards to close?

Wow ! All I can say is do what makes financial sense to you. Closing any card paid and in good standing will be a positive on your credit report for ten years

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 3
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