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What cash back card do you use the most?

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VirtualCuriosity
Established Contributor
‎05-13-2014 12:53 PM
‎05-13-2014 12:53 PM

Re: What cash back card do you use the most?

Freedom for me, but I only have two cash back cards to choose from and Chase is the highest limit, albeit still low considering.  Can't apply for any others until my refinance plan is fully executed.  Scores should jump a little in the next month or two as well.


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15































Message 31 of 37
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Pworld
Regular Contributor
‎05-13-2014 01:27 PM
‎05-13-2014 01:27 PM

Well if freedom is a cash back, then a CSP can qualify ri...

Well if freedom is a cash back, then a CSP can qualify right?? lol

 

I use CSP for about everything right now. 

 

followed back BCP


Current EQ:809 EX: 808 TU:809


Amex Platinum/ NPSL | Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/18.1k | Chase Freedom/2.2K | Discover IT/10.9K | Amex HHonors Surpass/9K | Chase Hyatt/5k | Sapphire Preferred/13K | Ink Business Preferred/13K
Message 32 of 37
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brother7
Established Contributor
‎05-13-2014 03:50 PM
‎05-13-2014 03:50 PM

Re: What cash back card do you use the most?

@rudy0720 wrote:

Fidelity Amex. 2% on everything and no need to track categories

I use Priceline Rewards VISA for the same reason. (grandfathered in)



04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 33 of 37
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takeshi74
Senior Contributor
‎05-13-2014 04:54 PM
‎05-13-2014 04:54 PM

Re: Well if freedom is a cash back, then a CSP can qualify ri...

@Pworld wrote:

Well if freedom is a cash back, then a CSP can qualify right?? 

Sure.  It's just not the most effective use of UR points.

Message 34 of 37
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leoment
Frequent Contributor
‎05-13-2014 08:11 PM
‎05-13-2014 08:11 PM

Right now I'm definitely using my BCP for 6% on gas/groce...

Right now I'm definitely using my BCP for 6% on gas/groceries a lot right now Smiley Happy 

800+ across all three (via FAKOs) has been achieved! Current goal - Get down to 6 cards in total - sitting with 8 currently.
Message 35 of 37
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mongstradamus
Super Contributor
‎05-13-2014 08:35 PM
‎05-13-2014 08:35 PM

Re: Right now I'm definitely using my BCP for 6% on gas/groce...

@leoment wrote:

Right now I'm definitely using my BCP for 6% on gas/groceries a lot right now Smiley Happy 

technicallly its 6% on groceries and 3 % on gas but yeah that card of mine got used an lot today also :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 36 of 37
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BigBS
Senior Contributor
‎05-21-2014 10:26 AM
‎05-21-2014 10:26 AM

Re: What cash back card do you use the most?

@BigBS wrote:

PenFed Cash Rewards (Gas)

BCP (Grocery)

Merrill Lynch (Application Bonus)

Fidelity AMEX (All other)

 

Hopefully Cash+ and CSP in the future.

Had to update given recent changes:

 

PenFed Cash Rewards (Gas)

AMEX BCP (Grocery)

US Bank Cash + (Cellphone)

Chase freedom/DISCOVER it (5% Categories)

Fidelity AMEX (All Other)

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 37 of 37
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