What cash back card do you use the most?

codimom · ‎05-13-2014

BCE is my daily use

discover IT for online purchases

Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13

DevotionToU · ‎05-13-2014

Been using Freedom a lot for the restaurants. Have used it for most of my other regular purchases as I had not yet received the Quicksilver card (which may or may not get used). UR points I could see being quite useful in the future. Probably going to just close down the Slate once I pay it off and xfer the balance to the Freedom.

$18000 Discover IT / $6000 Chase Freedom / $5000 DCU Visa / $3900 Fifth Third / $2500 Capital One Quicksilver / $2000 AMEX Blue Cash Everyday / $500 Chase Slate

mongstradamus · ‎05-13-2014

@DevotionToU wrote:
Been using Freedom a lot for the restaurants. Have used it for most of my other regular purchases as I had not yet received the Quicksilver card (which may or may not get used). UR points I could see being quite useful in the future. Probably going to just close down the Slate once I pay it off and xfer the balance to the Freedom.

To me I think ur points are most valuable if you have an CSP or ink that you can use to transfer to hotel or airline programs.

EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16

john398 · ‎05-13-2014

Right now Chase Freedom

DevotionToU · ‎05-13-2014

Yeah I will

@mongstradamus wrote:
@DevotionToU wrote:
Been using Freedom a lot for the restaurants. Have used it for most of my other regular purchases as I had not yet received the Quicksilver card (which may or may not get used). UR points I could see being quite useful in the future. Probably going to just close down the Slate once I pay it off and xfer the balance to the Freedom.
To me I think ur points are most valuable if you have an CSP or ink that you can use to transfer to hotel or airline programs.

Yeah I imagine at some point down the line I will end up with a CSP.

$18000 Discover IT / $6000 Chase Freedom / $5000 DCU Visa / $3900 Fifth Third / $2500 Capital One Quicksilver / $2000 AMEX Blue Cash Everyday / $500 Chase Slate

watch44 · ‎05-13-2014

Amex Green (1% for gift cards) because it's now my primary and I love staring at Centurion's soothing smile.

NFCU Visa Siggy Flagship (1-1.5% cb) as my backup.

(Hover over pics for details)

FICO: TU 731 (05/14/14) EX 749 (04/24/14) EQ 684 (02/05/14) Goal 700
FAKO: TU 761 (05/20/14) EX 761 (05/20/14) EQ 743 (05/20/14)

rudy0720 · ‎05-13-2014

Fidelity Amex. 2% on everything and no need to track categories

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K

parakleet · ‎05-13-2014

BCP for groceries

Discover IT for shopdiscover

CSP/Freedom for everything else

Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+

aubie1kenobie2 · ‎05-13-2014

Amex CE. I'd love to use Discover more often but the low CL keeps me from doing so (and they wouldn't budge on a CLI via SP!).

Starting Score: No credit history in July 2013, 663 in August (lender pulled)
Current Score: 773 (Discover FICO), 749 (DCU EQ)
Ultimate goal: Buy a house in 2016!

tmeach · ‎05-13-2014

Discover- we use it for everyday purchases and bills when possible.

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