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What causes the "app itch"?

Mega Contributor

What causes the "app itch"?

Per other members, a separate thread should be made. Discuss!!!!

 

Edit: someone beat me to it Smiley Very Happy




EQ FICO 548 3/3/16
Message 1 of 96
95 REPLIES
Valued Contributor

Re: What causes the "app itch"?

wanting more credit lol...rebuilding my credit wanting a better card rewards apr amount of credit...something new?


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Message 2 of 96
Blogger

Re: What causes the "app itch"?

What I call the "DO SOMETHING NOW" syndrome.

 

In this day and age of quick information, knowledge and fixes, waiting months upon months for the credit situation to slowly resolve itself and grow (AKA the garden) can be quite aggravating. To some, apping gives a sense of control over their situation while just waiting can mean that the situation controls them.

 

 

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Message 3 of 96
Frequent Contributor

Re: What causes the "app itch"?

This "Credit Card" forum! LOL!!!  All the great news about "Just got approved for this card" or got this offer in the mail!" or that card!!!! 

Slowly building....
Message 4 of 96
Mega Contributor

Re: What causes the "app itch"?


TeeandDee wrote:

This forum "Credit Card" forum! LOL!!!  All the great news about "Just got approved for this card" or got this offer in the mail!" or that card!!!! 


So true!!!




EQ FICO 548 3/3/16
Message 5 of 96
Mega Contributor

Re: What causes the "app itch"?


FrugalRican wrote:

What I call the "DO SOMETHING NOW" syndrome.

 

In this day and age of quick information, knowledge and fixes, waiting months upon months for the credit situation to slowly resolve itself and grow (AKA the garden) can be quite aggravating. To some, apping gives a sense of control over their situation while just waiting can mean that the situation controls them.

 

 


+1




EQ FICO 548 3/3/16
Message 6 of 96
Established Contributor

Re: What causes the "app itch"?


TeeandDee wrote:

This "Credit Card" forum! LOL!!!  All the great news about "Just got approved for this card" or got this offer in the mail!" or that card!!!! 



Don't laugh. This is part of the answer: Onnela JP, Reed-Tsochas F, Spontaneous emergence of social influence in online systems, Proc Natl Acad Sci USA, 2010 Oct 26; 107(43): 18375-80

 
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Message 7 of 96
Mega Contributor

Re: What causes the "app itch"?


Cdnewmanpac wrote:

TeeandDee wrote:

This "Credit Card" forum! LOL!!!  All the great news about "Just got approved for this card" or got this offer in the mail!" or that card!!!! 



Don't laugh. This is part of the answer: Onnela JP, Reed-Tsochas F, Spontaneous emergence of social influence in online systems, Proc Natl Acad Sci USA, 2010 Oct 26; 107(43): 18375-80

 

Smiley Indifferent




EQ FICO 548 3/3/16
Message 8 of 96
Senior Contributor

Re: What causes the "app itch"?

For 10 years, I couldn't get credit to save my life! After waiting 10 yrs for a BK to fall off, and another 2 to rebuild credit, it's such a nice feeling to know I can be approved for credit again. It's like I'm in a club that I couldn't join before.

 

I think Frugal is right. In so many ways, credit is something we have no control over. We can't control our FICO. And one mistake -- like heaven forbid be 1 day late on a payment -- stays with you for 7 years. IMO, that's very punitive. Apping is one area where we do have some control. We can choose to app or not. So, it could be exerting control in a situation where we have very little.

 

I get so excited about getting credit that I have to remind myself it's not really a big deal. I mean, it's not free money. If I charge something, I have to pay for it, and if I don't PIF, then I pay through the nose in interest (which I'm unwilling to do). Credit is really a means to an end -- you *need* credit to get things you want -- like a car and house. The cards themselves really shouldn't give me such a buzz, but they do. Smiley Surprised

 

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 9 of 96
Regular Contributor

Re: What causes the "app itch"?

Visiting dirty apps. Just sayin Smiley Tongue

 

 

TBC

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Message 10 of 96