Reply
Established Contributor
NikJ4
Posts: 662
Registered: ‎01-24-2008

Re: What causes the "app itch"?


TeeandDee wrote:

This "Credit Card" forum! LOL!!!  All the great news about "Just got approved for this card" or got this offer in the mail!" or that card!!!! 


+1K....I get caught up in the hype but then reality sets in when I think about the # of inquiries I currently have and my utility and I am brought back down to earth VERY quickly. UGH!!!



Start Score:493Current Score:635
Goal Score: 700>>>>>App free since (umm not saying...I struggle with this)
Established Contributor
NikJ4
Posts: 662
Registered: ‎01-24-2008

Re: What causes the "app itch"?


LS2982 wrote:

Per other members, a separate thread should be made. Discuss!!!!

 

Edit: someone beat me to it :smileyvery-happy:


you for me....lol  I am one who is easily influenced by peer pressure. If you jumped I would have to consider how fearful of heights I really was expecially if there was a shiney AMEX with my name on it at the bottom of the ravene. #ijs



Start Score:493Current Score:635
Goal Score: 700>>>>>App free since (umm not saying...I struggle with this)
Frequent Contributor
GBPac12
Posts: 252
Registered: ‎12-09-2011

Re: What causes the "app itch"?

For me the app itch gets really bad when ever I am faced with a large purchase. I am usually able to hold out on it, most of the time, till I can save up enough till I can PIF. However, there are time when I need the item ASAP and I will start looking for a CC with a promotional APR :smileyhappy:


Starting Score: EQ: 600, EX: 580, TU: 599
Current Score: EQ: 710 on 01/22/12, TU: 763 on 02/02/12, EX: 753 on 1/28/13
Goal Score: EQ: 775, TU: 775, EX: 775


Take the FICO Fitness Challenge
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: What causes the "app itch"?


GBPac12 wrote:

For me the app itch gets really bad when ever I am faced with a large purchase. I am usually able to hold out on it, most of the time, till I can save up enough till I can PIF. However, there are time when I need the item ASAP and I will start looking for a CC with a promotional APR :smileyhappy:


Well I would think that wouldn't be frowned upon too badly........




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
drkaje
Posts: 3,482
Registered: ‎07-25-2008

Re: What causes the "app itch"?

Perhaps it's allergies to a flower variety in the garden. :smileyhappy:


Starting Score: 675
Current Score: EX ? FICO, EQ 708 FICO
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: What causes the "app itch"?

@drkaje I guess my radishes will keep everyone away for awhile lmao



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+