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Senior Contributor
Booner72
Posts: 3,889
Registered: ‎05-24-2011
0

Re: What causes the "app itch"?

"One is too many and a thousand is never enough"..........pills, bong hits, online apps, drinks, cigs............

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Valued Contributor
android01
Posts: 1,227
Registered: ‎09-22-2009
0

Re: What causes the "app itch"?


Booner72 wrote:

It is an addiction like gambling.   And reading the forum about other's successes is a trigger.

 

I'm going to bet that a lot of us here have addictive tendencies (Alcohol, drugs, cigs, gambling, sex, etc). 


You are absolutely right, and I'll add that many folks might not think to highly of themselves in the first place.  What's not to like about someone giving you a 15K credit line?  Somone thinks more of me than i do of myself perhaps?  That is VERY addictive.      

EQ FICO - EQ08 - 850 -10/22/14
TU FICO - TU08 - 850 - 10/22/14
EX FICO - EX08 - 850 - 10/22/14
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: What causes the "app itch"?


android01 wrote:

Booner72 wrote:

It is an addiction like gambling.   And reading the forum about other's successes is a trigger.

 

I'm going to bet that a lot of us here have addictive tendencies (Alcohol, drugs, cigs, gambling, sex, etc). 


You are absolutely right, and I'll add that many folks might not think to highly of themselves in the first place.  What's not to like about someone giving you a 15K credit line?  Somone thinks more of me than i do of myself perhaps?  That is VERY addictive.      


+1




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
TheBronxBomber
Posts: 216
Registered: ‎07-20-2011
0

Re: What causes the "app itch"?


TeeandDee wrote:

This "Credit Card" forum! LOL!!!  All the great news about "Just got approved for this card" or got this offer in the mail!" or that card!!!! 


I agree!

Current myFICO Scores:03/08/12 EQ: 801 • TU: 801 • Bank of America TU FICO: 822 • Credit Karma Vantage: 873

My Wallet: Amex Business Platinum | Amex SPG (5k) | Amex Delta Reserve (33k) | Citi ThankYou Premier World MasterCard (26k) | Chase Mileage Club Visa Signature (15k)
Sock Drawer: Barclay Ring MasterCard (10k) | Discover More (6.5k) | CapitalOne VentureOne (4.5k) | Macy's | Amex Platinum Personal
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: What causes the "app itch"?


TheBronxBomber wrote:

TeeandDee wrote:

This "Credit Card" forum! LOL!!!  All the great news about "Just got approved for this card" or got this offer in the mail!" or that card!!!! 


I agree!

90% of my cards are a direct result of this!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
pakman92
Posts: 650
Registered: ‎03-01-2012
0

Re: What causes the "app itch"?

It,s caused by poor hygiene.

 

 

 

poor financial hygiene


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Super Contributor
marty56
Posts: 5,696
Registered: ‎10-06-2007
0

Re: What causes the "app itch"?

Plastic envy

11/28/2014 FICO: EQ: 796 EX:788 TU:803
Senior Contributor
drkaje
Posts: 3,491
Registered: ‎07-25-2008
0

Re: What causes the "app itch"?


pakman92 wrote:

It,s caused by poor hygiene.

 

 

 

poor financial hygiene


You can obviously catch it from others, LOL!

 

So your saying it's caused by instability?


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Frequent Contributor
TeeandDee
Posts: 426
Registered: ‎02-09-2012
0

Re: What causes the "app itch"?


LS2982 wrote:

TheBronxBomber wrote:

TeeandDee wrote:

This "Credit Card" forum! LOL!!!  All the great news about "Just got approved for this card" or got this offer in the mail!" or that card!!!! 


I agree!

90% of my cards are a direct result of this!


Same here!

Slowly building....
Regular Contributor
JaysonT
Posts: 165
Registered: ‎08-13-2009
0

Re: What causes the "app itch"?

For me, the biggest thing that causes it would be the incentives offered by the credit card companies.  If you are careful not to carry a balance, these are truly free.  Since I started down this credit card road I have flown for free many times, stayed in hotels for free, checked bags on planes for free, received free money, received gas 5% cheaper, received free gift cards, received airline club access for free, received free TU, EQ, EX scores monthly, etc.  All this was received because I was willing to take an enquiry hit.  I think I have come out ahead in all this, all thanks to those cards.


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