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What counts as a department store for Discover?

Frequent Contributor

What counts as a department store for Discover?

So I'm sure Nordstrom's, Macy's and JCPenny's would qualify.  But what about Target or Wal-Mart?  Is there a list anywhere on which stores (according to Discover) are considered department stores for this quarter?

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward
Message 1 of 12
11 REPLIES
Valued Contributor

Re: What counts as a department store for Discover?

It is however the merchant chooses to classify itself. Most likely all of those count.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 2 of 12
Established Contributor

Re: What counts as a department store for Discover?

Most likely Wal Mart won't be count as a dept store... what if you shopped at Wal Mart.com, does that count as online store

 

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Message 3 of 12
Frequent Contributor

Re: What counts as a department store for Discover?

Here's your answer in the fine print:

 

"Department stores are defined as retailers selling a wide variety of merchandise, with separate checkout counters in each department."

 

and

 

"Purchases made at warehouse clubs, wholesale distributors, or discount stores are not eligible."

 

So Target and Walmart won't count. Also stores in the mall like Gap, etc. aren't department stores either.

Message 4 of 12
Valued Contributor

Re: What counts as a department store for Discover?


 

So Target and Walmart won't count. Also stores in the mall like Gap, etc. aren't department stores either.


 

Both Walmart and Target have check out counters in sperate departments. I would say they count, but I could be wrong. To me they are not clubs, distributors, nor discount stores.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 5 of 12
Contributor

Re: What counts as a department store for Discover?

If you have shopped at walmart before, look in the transatction and see what ti says. I don't have any charges from walmart so I cant check

My ultimate credit wish,
a JP Morgan Palladium card
Message 6 of 12
Regular Contributor

Re: What counts as a department store for Discover?


firesoul453 wrote:

If you have shopped at walmart before, look in the transatction and see what ti says. I don't have any charges from walmart so I cant check


I logged into my discover more account. My walmart purchase says: Merchant Category Description DISCOUNT STORES

Message 7 of 12
Valued Contributor

Re: What counts as a department store for Discover?


asteroidblues86 wrote:

firesoul453 wrote:

If you have shopped at walmart before, look in the transatction and see what ti says. I don't have any charges from walmart so I cant check


I logged into my discover more account. My walmart purchase says: Merchant Category Description DISCOUNT STORES


Bummer

 

To me they aren't a discount store. Instead, they just sell over priced junk.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 8 of 12
Regular Contributor

Re: What counts as a department store for Discover?

I just checked  transactions I had for 2 different wallys; one of them says discount store and the other one says Grocery store.

Message 9 of 12
Contributor

Re: What counts as a department store for Discover?


alboto wrote:

I just checked  transactions I had for 2 different wallys; one of them says discount store and the other one says Grocery store.


One is probably a supercenters and the other one probably wasn't.

Either way I bet they won't work...

My ultimate credit wish,
a JP Morgan Palladium card
Message 10 of 12