03-02-2013 01:50 PM
Unfortunately, I dont think you will be able to find that kind of limit unless you have a very high income. You need to include more info so people can try to help. aaoa/income/whats your report look like?
03-02-2013 02:02 PM
Yep, pushed the credit "restart" button a year ago and now have the courage to apply for cards again. I need them as I'm applying for a mortgage soon. I just have a 5k limit navy federal cash rewards cc that I've had open since December, a 300 and a 250 limit First premier cc's.
03-02-2013 02:05 PM
03-02-2013 03:41 PM
03-02-2013 03:42 PM
Sounds like youre in much better shape than I first thought. That Navy card will help show other lenders you are able to handle those kind of limits. Often times they compete with eachother by giving similar lines.
I would wait until that nfcu turns 6 months and check your score again. I bet you will be high enough to get something like Discover. Nothing increases those scores like time!
Creditboards.com has a credit pull database and you can see the scores others had when applying for particular cards.
03-03-2013 06:29 AM
You should get rid of the First Premier cards ASAP. Their fees are exhorbitant and since you have a Navy Federal card, you don't really need them.
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