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Frequent Contributor
Posts: 421
Registered: ‎07-21-2010
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Re: What credit card approves with Equifax but reports to all 3 bureaus?

[ Edited ]

They pulled TU for my CLI request last week.

 

They pulled EQ and EX to open the card for me last year.

 

They pulled EQ and TU to open my mother's card last year.

 

They pulled TU only when my roommate applied and was declined.

 

We are ALL located in Texas.

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My favorite card right now: Barclays Priceline Visa Signature
Established Contributor
Posts: 799
Registered: ‎09-27-2011
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Re: What credit card approves with Equifax but reports to all 3 bureaus?

Discover seems to like predominately TU and EQ...with very few EX exceptions. I think applicants should expect both TU and EQ to be pulled when applying in general (YMMV)
I'm Spartacus!

hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
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Contributor
Posts: 472
Registered: ‎10-22-2011
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Re: What credit card approves with Equifax but reports to all 3 bureaus?

Discover pulls EQ and Trans..This happened lastnight 11-3-11 ..I'm in NYC.

 

Recent EQ Inquiries

 

Equifax - Inquiry

Inquiries are made when creditors request a copy of your credit report. If you did not authorize this inquiry, contact the creditor as this may be a sign of fraud.

Company Contact Information:DISCOVER FINANCIAL SERVICES
2500 Lake Cook Rd, 
Riverwoods,  IL 600153851 

TransUnion - Inquiry

Inquiries are made when creditors request a copy of your credit report. If you did not authorize this inquiry, contact the creditor as this may be a sign of fraud.

Company Contact Information:DISCOVER FIN
2500 LAKE COOK RD,, 
RIVERWOODS,  IL 60015 
Super Contributor
Posts: 6,569
Registered: ‎04-07-2008
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Re: What credit card approves with Equifax but reports to all 3 bureaus?

Interesting, it seems like I lucked out since they ulled my EQ which is my highest score.




Contributor
Posts: 472
Registered: ‎10-22-2011
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Re: What credit card approves with Equifax but reports to all 3 bureaus?


CS800 wrote:

Interesting, it seems like I lucked out since they ulled my EQ which is my highest score.



I think what happened with me was I didn't get instant approval...so I called

and then I think they aslo pulled TU while on the phone waiting for a credit Specialist.

 

I was approved.

 

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