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What credit cards will you NOT carry?

Moderator Emeritus

Re: What credit cards will you NOT carry?



jmbfl wrote:


WhirledPeasPlease wrote:
Carrying at the moment:
 
Juni-Barclays/Travelocity MC -- sees no action
Target Visa -- sees LOTS of action now that they CLI'd me to 7k (Love those coupons)
Discover More -- sees a bit of action, mostly auto-pay stuff
BofA Amex -- high util at the moment so it's dormant
DMB Discover -- sees action only so I can get to the next rewards tier before I close it
HSBC UPC MC -- sees no action/high limit emergency card
Chase Amazon Visa -- using it like crazy b/c of 90d intro bonus points
3 Store cards
 
Sock Drawer:
Amex DG (soon to be Options) -- CLD'd me
Cap 1 MC -- actually, this got misplaced during the move so I'm sure it's near a pair of socks somewhere
Macys -- I'm a bit grumpy about the denial for the Visa upgrade
 
 
Plan on never having:
WaMu
 
Great thread, btw.  You've reminded me I need to move a few cards to the SD as well as locate that Cap1 MC.  Smiley Happy



You do make minor charges to that HSBC card every other month to keep it active, right? Lots of folks have been burned by HSBC when they tried to use that card they had squirreled away for an emergency only to find it had been closed due to inactivity w/o notice.



**Looking in the mirror to see if I see "DIPUTS" on my forehead.**
 
Of course I use it.  Smiley Happy
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 41 of 45
Valued Contributor

Re: What credit cards will you NOT carry?



WhirledPeasPlease wrote:


jmbfl wrote:

You do make minor charges to that HSBC card every other month to keep it active, right? Lots of folks have been burned by HSBC when they tried to use that card they had squirreled away for an emergency only to find it had been closed due to inactivity w/o notice.



**Looking in the mirror to see if I see "DIPUTS" on my forehead.**
 
Of course I use it.  Smiley Happy


Smiley Very Happy
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Message 42 of 45
Valued Contributor

Re: What credit cards will you NOT carry?

I just wouldn't want some neophyte tuning in to this thread to read this:
 
HSBC UPC MC -- sees no action/high limit emergency card
 
put their HSBC card in their SD for a year, have their car breakdown and get a nasty surprise. HSBC has been and contnues to close cards for non-use in less than three months, frequently without notice to the cardholder.
 
It is a very unattractive feature of their benefits package!
Message 43 of 45
Established Contributor

Re: What credit cards will you NOT carry?

Who will I not carry Best Buy (store), Macy's, Citi, Hooters, AMEX, Discover, pretty much anyone but Orchard...
 
Why won't I carry anything but Orchard? Because to date they are the only company super generous enough to give me a card.
 
LMAO!
____________________________________________________

"Evacuate, in our moment of triumph? I think you overestimate their chances."
Message 44 of 45
Moderator Emerita

Re: What credit cards will you NOT carry?



Pappy214 wrote:
Who will I not carry Best Buy (store), Macy's, Citi, Hooters, AMEX, Discover, pretty much anyone but Orchard...
 
Why won't I carry anything but Orchard? Because to date they are the only company super generous enough to give me a card.
 
LMAO!



Ah, a life of simplicity. Smiley Wink
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 45 of 45