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What credit report agency does barclay pull?

Contributor

What credit report agency does barclay pull?

Thinking about applying for Barclay, but I wanted to know if they pull all (3) CRA or they pull one favorite.  I am looking at my inquiries and just had one with experian so I am hoping they will look at TU or EQ

Message 1 of 11
10 REPLIES
Established Contributor

Re: What credit report agency does barclay pull?

TU...
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 2 of 11
Valued Contributor

Re: What credit report agency does barclay pull?


Smug wrote:
TU...

+ 1

Ray

** Every Card has a Job, and Every Card does its Job **
Message 3 of 11
Established Contributor

Re: What credit report agency does barclay pull?

Tu here in fl
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 4 of 11
Super Contributor

Re: What credit report agency does barclay pull?

TU in CA.

 

Matter of fact, they're the only TU pulls I've ever gotten. 

Message 5 of 11
Frequent Contributor

Re: What credit report agency does barclay pull?

Aren't you planning to app for a mortgage in the next 6-12 months? If so, you shouldn't be apping for new cards; that will kill your chances of mortgage approval.

Starting Score: 617 (EQ 6/10/12)
Current Score (8/28/13): EQ: 691 EX: 706 TU: 700
Goal Score: 700

Discover it $4,500 (02/2001); Amex PRG (Backdated to 01/2006); Amex ZYNC (Backdated to 07/2006); Wells Fargo Cash Back Visa $5,500 (12/2011); Citi Diamond Preferred MC $2,000 (07/2012); B of A Cash Rewards Visa Signature $5,000 (02/2013)

Message 6 of 11
Established Contributor

Re: What credit report agency does barclay pull?

TU for me also

Message 7 of 11
Super Contributor

Re: What credit report agency does barclay pull?


LionLaw wrote:
Aren't you planning to app for a mortgage in the next 6-12 months? If so, you shouldn't be apping for new cards; that will kill your chances of mortgage approval.

LOL...not sure if it would "kill" it, but it may certainly lead to a higher interest rate, which is quite significant over a 30 year span.

 

Message 8 of 11
Established Contributor

Re: What credit report agency does barclay pull?

They pulled TU for me last month.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 9 of 11
Valued Contributor

Re: What credit report agency does barclay pull?

TU for sure.

 

EQ and EX also only if your credit is borderline.

Message 10 of 11