08-14-2012 06:19 AM
Thinking about applying for Barclay, but I wanted to know if they pull all (3) CRA or they pull one favorite. I am looking at my inquiries and just had one with experian so I am hoping they will look at TU or EQ
08-14-2012 08:08 AM
08-14-2012 08:56 AM
08-14-2012 09:55 AM
Aren't you planning to app for a mortgage in the next 6-12 months? If so, you shouldn't be apping for new cards; that will kill your chances of mortgage approval.
LOL...not sure if it would "kill" it, but it may certainly lead to a higher interest rate, which is quite significant over a 30 year span.
08-14-2012 09:56 AM
They pulled TU for me last month.
08-14-2012 09:57 AM
TU for sure.
EQ and EX also only if your credit is borderline.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.