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praise123
Posts: 102
Registered: ‎06-24-2012

What credit report agency does barclay pull?

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‎08-14-2012 06:19 AM

Thinking about applying for Barclay, but I wanted to know if they pull all (3) CRA or they pull one favorite.  I am looking at my inquiries and just had one with experian so I am hoping they will look at TU or EQ

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Established Contributor
Smug
Posts: 873
Registered: ‎12-21-2010

Re: What credit report agency does barclay pull?

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‎08-14-2012 06:25 AM

TU...
Experian® 710/Equifax® 655/TransUnion® 720
Baddies Experian® 2/Equifax® 2/TransUnion® 1/
Last App 2012
Total Credit $99,190.00
Goal 780!
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Valued Contributor
RockinRay
Posts: 1,763
Registered: ‎08-13-2007

Re: What credit report agency does barclay pull?

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‎08-14-2012 06:33 AM

Smug wrote:
TU...

+ 1

Ray

** Every Card has a Job, and Every Card does its Job **

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Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: What credit report agency does barclay pull?

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‎08-14-2012 08:08 AM

Tu here in fl
Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
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Valued Contributor
Open123
Posts: 2,366
Registered: ‎02-23-2011

Re: What credit report agency does barclay pull?

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‎08-14-2012 08:23 AM

TU in CA.

 

Matter of fact, they're the only TU pulls I've ever gotten. 

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LionLaw
Posts: 252
Registered: ‎06-10-2012

Re: What credit report agency does barclay pull?

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‎08-14-2012 08:56 AM

Aren't you planning to app for a mortgage in the next 6-12 months? If so, you shouldn't be apping for new cards; that will kill your chances of mortgage approval.
Starting Score: 617 (EQ 6/10/2012)
Current Score: 694 (EQ 02/24/2013) 704 (EX 02/20/2013 lender pull)
Goal Score: 700
Discover it $2,000 (02/2001); Amex PRG (Backdated to 01/2006); Amex ZYNC (Backdated to 07/2006); Wells Fargo Cash Back Visa $5,500 (12/2011); Citi Diamond Preferred MC $1,000 (07/2012); B of A Cash Rewards Visa Signature $5,000 (02/2013)

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compassion101
Posts: 302
Registered: ‎06-06-2012

Re: What credit report agency does barclay pull?

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‎08-14-2012 09:36 AM

TU for me also

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Open123
Posts: 2,366
Registered: ‎02-23-2011

Re: What credit report agency does barclay pull?

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‎08-14-2012 09:55 AM

LionLaw wrote:
Aren't you planning to app for a mortgage in the next 6-12 months? If so, you shouldn't be apping for new cards; that will kill your chances of mortgage approval.

LOL...not sure if it would "kill" it, but it may certainly lead to a higher interest rate, which is quite significant over a 30 year span.

 

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Established Contributor
rtw
Posts: 753
Registered: ‎05-01-2012

Re: What credit report agency does barclay pull?

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‎08-14-2012 09:56 AM

They pulled TU for me last month.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 722 (5/23/13) EQ: 695 (5/23/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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Valued Contributor
trumpet-205
Posts: 1,909
Registered: ‎11-11-2010

Re: What credit report agency does barclay pull?

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‎08-14-2012 09:57 AM

TU for sure.

 

EQ and EX also only if your credit is borderline.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
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