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Contributor
Posts: 108
Registered: ‎06-24-2012
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What credit report does citi pull?

What credit report does citi pull?  What score are they looking for?

Contributor
Posts: 211
Registered: ‎07-02-2012
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Re: What credit report does citi pull?

They pulled my TU when I applied 2 months back.

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
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Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
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Re: What credit report does citi pull?

Csn be from any

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Moderator Emeritus
Posts: 12,454
Registered: ‎12-30-2011
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Re: What credit report does citi pull?

Any of the three major bureaus as Crashem correctly states; underwriting criteria varies wildly per Citi product.  Which one were you looking to apply for?

Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 700, TU 04 731, EX 98 725 (05/24/15)
Goal Score: 700 on EQ 04 (01/01/16)


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Established Contributor
Posts: 635
Registered: ‎07-29-2010
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Re: What credit report does citi pull?

[ Edited ]

They almost always pull EX for me, but they did pull TU once for a CLI.

 

Most people here report that they pull EQ for them, so it varies a lot based on where you live and what you're applying for. 

Discover IT $30K | FNBO Visa $25K | Citi Forward (grandfathered 5x Restaurants!) $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $15K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Southwest Premier $7.8K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity AMEX $7K | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Younkers/Comenity $2.4K | AMEX BCE $3K | Target $1K | EX FICO (from AMEX): 762, TU08 FICO (from Discover): 763, AAoA: 4.3 years
Established Contributor
Posts: 869
Registered: ‎07-04-2012
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Re: What credit report does citi pull?

EQ here in Florida.

 

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Established Contributor
Posts: 961
Registered: ‎12-21-2010
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Re: What credit report does citi pull?

EQ and EX for me a few days back here in Fl.
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
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