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praise123
Posts: 102
Registered: ‎06-24-2012

What credit report does citi pull?

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‎08-08-2012 08:04 PM

What credit report does citi pull?  What score are they looking for?

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wealthcreator
Posts: 211
Registered: ‎07-02-2012

Re: What credit report does citi pull?

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‎08-08-2012 08:33 PM

They pulled my TU when I applied 2 months back.

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
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Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: What credit report does citi pull?

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‎08-08-2012 09:09 PM

Csn be from any

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
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Revelate
Posts: 4,433
Registered: ‎12-30-2011

Re: What credit report does citi pull?

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‎08-08-2012 10:57 PM

Any of the three major bureaus as Crashem correctly states; underwriting criteria varies wildly per Citi product.  Which one were you looking to apply for?

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 648, Wally TU 673, EX 687 (06/15/13)
Goal Score: 680 in all three (01/01/14)

Take the FICO Fitness Challenge
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Established Contributor
andre181
Posts: 595
Registered: ‎07-29-2010

Re: What credit report does citi pull?

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‎08-08-2012 11:36 PM - edited ‎08-08-2012 11:37 PM

They almost always pull EX for me, but they did pull TU once for a CLI.

 

Most people here report that they pull EQ for them, so it varies a lot based on where you live and what you're applying for. 

FNBO Visa $19K | Discover IT $15.3K | Citi Forward $10.5K | US Bank Cash+ Visa Sig $10K | Amazon/Chase Visa Sig $8.3k | Priceline/Barclays $6K | BoA Cash Rewards 1-2-3 Sig $5.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | WF Cash Back Visa $3.6K | Citi ThankYou Preferred $3.5K | Amazon/GEMB $2.5K | AMEX BCE $2K | Younkers/WFNNB $2K | Commerce Bank $2K | Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU04 FICO: 749, AAoA: 3.2 years
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Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: What credit report does citi pull?

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‎08-08-2012 11:45 PM

EQ here in Florida.

 

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
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Established Contributor
Smug
Posts: 898
Registered: ‎12-21-2010

Re: What credit report does citi pull?

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‎08-09-2012 12:26 AM

EQ and EX for me a few days back here in Fl.
Experian® 759/Equifax® 655/TransUnion® 720
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $111,190.00
Goal 780!
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