What credit score shows on your Discover IT Statement?

[newdaddy113]

Does anyone know what score is displayed in the Discover IT monthly statement? Is it EX EQ or TU? Thanks

[09Lexie]

TU

[striehl8212]

that is one thing I love about this board. It only takes about one minute to get an answer. Haha. 

[newdaddy113]

Thank you

[Peter1142]

TU 08 which is not commonly used by lenders

[indiolatino61]

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@Peter1142 wrote:
TU 08 which is not commonly used by lenders

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"Free" FICO's almost always seem to be the, "Not used by lenders" variety...lol!

[avv7c0]

So you're saying I shouldn't have been so quick to celebrate my highest FICO ever of 829 this month?

Booooo...

[MMB85]

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@avv7c0 wrote:
So you're saying I shouldn't have been so quick to celebrate my highest FICO ever of 829 this month?

Booooo...

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No. it is still a FICO, not a FAKO. It is just an updated formula. A lot of lenders are still using the old model and slowly transitioning to the new one. But regardless, it is still a legit FICO score.

[takeshi74]

Answer is also available via the Disocver site.  Log into your account, click on the link with the text "NEW! Discover is now providing your FICO® Credit Score for free. View Now".

At the bottom of the page:

* Your FICO® Credit Score is based on data from TransUnion and may be different from other credit scores.

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@avv7c0 wrote:
So you're saying I shouldn't have been so quick to celebrate my highest FICO ever of 829 this month?

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Celebrate by all means.  Just keep this in mind:

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Difference-in-Scores/td-p/2384297

[Peter1142]

My Discover IT FICO is by far and away the highest credit score I have ever had. I hope all lenders switch to the FICO 08 bankcard model or whatever they are using.