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What credit score shows on your Discover IT Statement?

Regular Contributor

What credit score shows on your Discover IT Statement?

Does anyone know what score is displayed in the Discover IT monthly statement? Is it EX EQ or TU? Thanks

Amex Green Card (NPSL) 03/13 - BOA ($7200) 03/13 - WELLS FARGO ($500) 03/13 - DISCOVER IT ($5800) 12/13 Amex delta gold ($18,400) 1/1/14. Amex Gold Business Card (NPSL) 1/2/14. Chase Freedom($7900) 1/9/14 NavyFederal ($25000) 1/16/14 Best Buy ($1000) 8/4/14 Barclays Arrival Plus($12500) 1/29/16 Chase CSP($20000) 1/29/16 Penfed Platinum Rewards ($16000) 1/29/16 NavyFed goRewards ($5000) 1/29/16.
Credit Score EX- 760 EQ- 735 TU- 763 Oldest account 3.2yrs aaoa 2.2 yrs.
Message 1 of 13
12 REPLIES
Moderator Emerita

Re: What credit score shows on your Discover IT Statement?

Message 2 of 13
Frequent Contributor

Re: What credit score shows on your Discover IT Statement?

that is one thing I love about this board. It only takes about one minute to get an answer. Haha. Smiley Very Happy

March 2014: EX 693 I EQ 672 I TU 694
September 2014: EX 721 I EQ 741 I TU 742
Message 3 of 13
Regular Contributor

Re: What credit score shows on your Discover IT Statement?

Thank you

Amex Green Card (NPSL) 03/13 - BOA ($7200) 03/13 - WELLS FARGO ($500) 03/13 - DISCOVER IT ($5800) 12/13 Amex delta gold ($18,400) 1/1/14. Amex Gold Business Card (NPSL) 1/2/14. Chase Freedom($7900) 1/9/14 NavyFederal ($25000) 1/16/14 Best Buy ($1000) 8/4/14 Barclays Arrival Plus($12500) 1/29/16 Chase CSP($20000) 1/29/16 Penfed Platinum Rewards ($16000) 1/29/16 NavyFed goRewards ($5000) 1/29/16.
Credit Score EX- 760 EQ- 735 TU- 763 Oldest account 3.2yrs aaoa 2.2 yrs.
Message 4 of 13
Established Contributor

Re: What credit score shows on your Discover IT Statement?

TU 08 which is not commonly used by lenders
Message 5 of 13
Valued Contributor

Re: What credit score shows on your Discover IT Statement?


Peter1142 wrote:
TU 08 which is not commonly used by lenders

"Free" FICO's almost always seem to be the, "Not used by lenders" variety...lol!

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Message 6 of 13
Regular Contributor

Re: What credit score shows on your Discover IT Statement?

So you're saying I shouldn't have been so quick to celebrate my highest FICO ever of 829 this month?

Booooo... Smiley Sad
----------------------------------------------------------
Fico Scores:
EQ - 811 (Feb '14)
TU - 829 (Mar '14)
EX - 814 (Mar '12) - Lender Pull
Message 7 of 13
Contributor

Re: What credit score shows on your Discover IT Statement?


avv7c0 wrote:
So you're saying I shouldn't have been so quick to celebrate my highest FICO ever of 829 this month?

Booooo... Smiley Sad

No. it is still a FICO, not a FAKO. It is just an updated formula. A lot of lenders are still using the old model and slowly transitioning to the new one. But regardless, it is still a legit FICO score.

Message 8 of 13
Senior Contributor

Re: What credit score shows on your Discover IT Statement?

Answer is also available via the Disocver site.  Log into your account, click on the link with the text "NEW! Discover is now providing your FICO® Credit Score for free. View Now".

 

At the bottom of the page:

* Your FICO® Credit Score is based on data from TransUnion and may be different from other credit scores.

avv7c0 wrote:
So you're saying I shouldn't have been so quick to celebrate my highest FICO ever of 829 this month?


Celebrate by all means.  Just keep this in mind:

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Difference-in-Scores/td-p/2384297

Message 9 of 13
Established Contributor

Re: What credit score shows on your Discover IT Statement?

My Discover IT FICO is by far and away the highest credit score I have ever had. I hope all lenders switch to the FICO 08 bankcard model or whatever they are using. Smiley Happy

Message 10 of 13