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New Contributor
newdaddy113
Posts: 93
Registered: ‎04-28-2013

What credit score shows on your Discover IT Statement?

Does anyone know what score is displayed in the Discover IT monthly statement? Is it EX EQ or TU? Thanks

Amex Green Card (NPSL) 03/13 - BOA ($2000) 03/13 - WELLS FARGO ($500) 03/13 - DISCOVER IT ($4000) 12/13 Amex delta gold ($18,400) 1/1/14. Amex Gold Business Card (NPSL) 1/2/14. Chase Freedom ($2500) 1/9/14 NavyFederal ($2000) 1/16/14. Credit Score EX- 728 EQ- 728 TU- 759 Oldest account 2.1yrs aaoa 1.1 months.
Moderator
09Lexie
Posts: 24,441
Registered: ‎09-13-2012

Re: What credit score shows on your Discover IT Statement?

Frequent Contributor
striehl8212
Posts: 277
Registered: ‎03-01-2014

Re: What credit score shows on your Discover IT Statement?

that is one thing I love about this board. It only takes about one minute to get an answer. Haha. :smileyvery-happy:

Bank of America Cash Rewards - CL$5,000 | Citi ThankYou Preferred - CL $2,000 | Discover It - CL $5,550 C AMEX Blue Cash Preferred - CL $6,000 | Sallie Mae World MasterCard - $5,500 | PenFed Platinum Visa Signature - $6,500
In the Garden until March 2015
EX 721 I EQ 741 I TU 742
New Contributor
newdaddy113
Posts: 93
Registered: ‎04-28-2013

Re: What credit score shows on your Discover IT Statement?

Thank you

Amex Green Card (NPSL) 03/13 - BOA ($2000) 03/13 - WELLS FARGO ($500) 03/13 - DISCOVER IT ($4000) 12/13 Amex delta gold ($18,400) 1/1/14. Amex Gold Business Card (NPSL) 1/2/14. Chase Freedom ($2500) 1/9/14 NavyFederal ($2000) 1/16/14. Credit Score EX- 728 EQ- 728 TU- 759 Oldest account 2.1yrs aaoa 1.1 months.
Frequent Contributor
Peter1142
Posts: 346
Registered: ‎08-17-2013

Re: What credit score shows on your Discover IT Statement?

TU 08 which is not commonly used by lenders
Valued Contributor
indiolatino61
Posts: 1,439
Registered: ‎11-10-2012

Re: What credit score shows on your Discover IT Statement?


Peter1142 wrote:
TU 08 which is not commonly used by lenders

"Free" FICO's almost always seem to be the, "Not used by lenders" variety...lol!

 photo Logo-CreditCardCollection_zps46f2f9f7.jpgWmart (TU): 809, Disc it (TU): 809, CKarma (TU): 772, AmEx (EX): 755, CSesame (EX): 727, Quizz (EQ): 783, myFICO (EQ): 770.
Oldest: AmEx: 26Y-5M, AAoA: 7Y-6M, Utl: 2.73%, 12/24 Inq: 6/16, Income: $104k, Garden: 06/16/2014. Updated 07/23/2014.
Regular Contributor
avv7c0
Posts: 175
Registered: ‎01-18-2011

Re: What credit score shows on your Discover IT Statement?

So you're saying I shouldn't have been so quick to celebrate my highest FICO ever of 829 this month?

Booooo... :smileysad:
----------------------------------------------------------
Fico Scores:
EQ - 811 (Feb '14)
TU - 829 (Mar '14)
EX - 814 (Mar '12) - Lender Pull
Contributor
MMB85
Posts: 157
Registered: ‎06-23-2013

Re: What credit score shows on your Discover IT Statement?


avv7c0 wrote:
So you're saying I shouldn't have been so quick to celebrate my highest FICO ever of 829 this month?

Booooo... :smileysad:

No. it is still a FICO, not a FAKO. It is just an updated formula. A lot of lenders are still using the old model and slowly transitioning to the new one. But regardless, it is still a legit FICO score.

Valued Contributor
takeshi74
Posts: 2,329
Registered: ‎06-05-2013

Re: What credit score shows on your Discover IT Statement?

[ Edited ]

Answer is also available via the Disocver site.  Log into your account, click on the link with the text "NEW! Discover is now providing your FICO® Credit Score for free. View Now".

 

At the bottom of the page:

* Your FICO® Credit Score is based on data from TransUnion and may be different from other credit scores.

avv7c0 wrote:
So you're saying I shouldn't have been so quick to celebrate my highest FICO ever of 829 this month?


Celebrate by all means.  Just keep this in mind:

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Difference-in-Scores/td-p/2384297

Frequent Contributor
Peter1142
Posts: 346
Registered: ‎08-17-2013

Re: What credit score shows on your Discover IT Statement?

My Discover IT FICO is by far and away the highest credit score I have ever had. I hope all lenders switch to the FICO 08 bankcard model or whatever they are using. :smileyhappy:


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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