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New Contributor
Posts: 95
Registered: ‎04-28-2013
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What credit score shows on your Discover IT Statement?

Does anyone know what score is displayed in the Discover IT monthly statement? Is it EX EQ or TU? Thanks

Amex Green Card (NPSL) 03/13 - BOA ($2000) 03/13 - WELLS FARGO ($500) 03/13 - DISCOVER IT ($4000) 12/13 Amex delta gold ($18,400) 1/1/14. Amex Gold Business Card (NPSL) 1/2/14. Chase Freedom ($2500) 1/9/14 NavyFederal ($2000) 1/16/14. Credit Score EX- 728 EQ- 728 TU- 759 Oldest account 2.1yrs aaoa 1.1 months.
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Re: What credit score shows on your Discover IT Statement?

Frequent Contributor
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Re: What credit score shows on your Discover IT Statement?

that is one thing I love about this board. It only takes about one minute to get an answer. Haha. :smileyvery-happy:

March 2014: EX 693 I EQ 672 I TU 694
September 2014: EX 721 I EQ 741 I TU 742
New Contributor
Posts: 95
Registered: ‎04-28-2013
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Re: What credit score shows on your Discover IT Statement?

Thank you

Amex Green Card (NPSL) 03/13 - BOA ($2000) 03/13 - WELLS FARGO ($500) 03/13 - DISCOVER IT ($4000) 12/13 Amex delta gold ($18,400) 1/1/14. Amex Gold Business Card (NPSL) 1/2/14. Chase Freedom ($2500) 1/9/14 NavyFederal ($2000) 1/16/14. Credit Score EX- 728 EQ- 728 TU- 759 Oldest account 2.1yrs aaoa 1.1 months.
Established Contributor
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Registered: ‎08-17-2013
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Re: What credit score shows on your Discover IT Statement?

TU 08 which is not commonly used by lenders
Valued Contributor
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Registered: ‎11-10-2012
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Re: What credit score shows on your Discover IT Statement?


Peter1142 wrote:
TU 08 which is not commonly used by lenders

"Free" FICO's almost always seem to be the, "Not used by lenders" variety...lol!

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Regular Contributor
Posts: 185
Registered: ‎01-18-2011
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Re: What credit score shows on your Discover IT Statement?

So you're saying I shouldn't have been so quick to celebrate my highest FICO ever of 829 this month?

Booooo... :smileysad:
----------------------------------------------------------
Fico Scores:
EQ - 811 (Feb '14)
TU - 829 (Mar '14)
EX - 814 (Mar '12) - Lender Pull
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Posts: 164
Registered: ‎06-23-2013
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Re: What credit score shows on your Discover IT Statement?


avv7c0 wrote:
So you're saying I shouldn't have been so quick to celebrate my highest FICO ever of 829 this month?

Booooo... :smileysad:

No. it is still a FICO, not a FAKO. It is just an updated formula. A lot of lenders are still using the old model and slowly transitioning to the new one. But regardless, it is still a legit FICO score.

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Registered: ‎06-05-2013
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Re: What credit score shows on your Discover IT Statement?

[ Edited ]

Answer is also available via the Disocver site.  Log into your account, click on the link with the text "NEW! Discover is now providing your FICO® Credit Score for free. View Now".

 

At the bottom of the page:

* Your FICO® Credit Score is based on data from TransUnion and may be different from other credit scores.

avv7c0 wrote:
So you're saying I shouldn't have been so quick to celebrate my highest FICO ever of 829 this month?


Celebrate by all means.  Just keep this in mind:

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Difference-in-Scores/td-p/2384297

Established Contributor
Posts: 554
Registered: ‎08-17-2013
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Re: What credit score shows on your Discover IT Statement?

My Discover IT FICO is by far and away the highest credit score I have ever had. I hope all lenders switch to the FICO 08 bankcard model or whatever they are using. :smileyhappy:

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