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What credit unions use Transunion for credit cards/PLOC's besides RBFCU?

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Anonymous
Not applicable

What credit unions use Transunion for credit cards/PLOC's besides RBFCU?

I'm sending out a credit union SOS to everyone to see what credit unions (not banks) use Transunion only for CC/PLOC pulls.

 

RBFCU who I have pulls Transunion for everything and NFCU (weirdly) for membership ONLY pulls Transunion, but Equifax for CC/PLOC.

 

NASA = Experian

Alliant = Equifax

PenFed = Equifax

NFCU = Equifax

ATFCU = Experian or Equifax ($100M bigger then NASA - top 75 credit union).

 

Thanks

 

sos1.gif

Message 1 of 40
39 REPLIES 39
Anonymous
Not applicable

Re: What credit unions use Transunion for credit cards/PLOC's besides RBFCU?

NFCU pulled TU on me 3x I thought one of them will either be for the CC (declined) or NaVCheck (approved) I got.

Message 2 of 40
Anonymous
Not applicable

Re: What credit unions use Transunion for credit cards/PLOC's besides RBFCU?

What state are you in?
Message 3 of 40
jaymziz
Established Member

Re: What credit unions use Transunion for credit cards/PLOC's besides RBFCU?

NFCU Pulled Transunion for my CC too.


Message 4 of 40
ddemari
Super Contributor

Re: What credit unions use Transunion for credit cards/PLOC's besides RBFCU?

Credit pulls database is a good source, as a lot of lenders pulls based on geography. Most of the time synch and Barclays will pull TU. Us bank/ Elan pulled TU For cards and EQ for ploc. NFCU pulled TU for cards and EQ for Ploc. Consumers credit union pulled TU for products.
Message 5 of 40
SouthJamaica
Mega Contributor

Re: What credit unions use Transunion for credit cards/PLOC's besides RBFCU?


@Anonymous wrote:

I'm sending out a credit union SOS to everyone to see what credit unions (not banks) use Transunion only for CC/PLOC pulls.

 

RBFCU who I have pulls Transunion for everything and NFCU (weirdly) for membership ONLY pulls Transunion, but Equifax for CC/PLOC.

 

NASA = Experian

Alliant = Equifax

PenFed = Equifax

NFCU = Equifax

ATFCU = Experian or Equifax ($100M bigger then NASA - top 75 credit union).

 

Thanks

 

sos1.gif


Lake Michigan Credit Union.

 

But they're tough.

 

They turned me down with a TU FICO 8 784.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 6 of 40
Anonymous
Not applicable

Re: What credit unions use Transunion for credit cards/PLOC's besides RBFCU?

NFCU pulled TU for membership AND a credit card.

Message 7 of 40
Anonymous
Not applicable

Re: What credit unions use Transunion for credit cards/PLOC's besides RBFCU?

@jaymziz What state are you in?
Message 8 of 40
Anonymous
Not applicable

Re: What credit unions use Transunion for credit cards/PLOC's besides RBFCU?

@ddemari

Like the post clearly stated I am ONLY asking about credit unions, not banks or other lenders that you mentioned.
Message 9 of 40
Anonymous
Not applicable

Re: What credit unions use Transunion for credit cards/PLOC's besides RBFCU?

784 and they still pimp slapped you. Smiley Surprised

What was the reason for the denial? Egyptian? Too much debt? Credit? Inquiries? They didn't like your name? Smiley Very Happy
Message 10 of 40
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