I applied and got approved for a Cap One.
Then I figured I'd give Walmart a try, they sent me a denial email saying my score is TU350. What score is that? My TU score is 631 ATM.
The reason:
Highest ratio of revolving accounts opened last year.
Yeah I only have one revolving account (Cap One still not reporting), and it was opened last year, what's the freaking problem? How could having 1 revolving account be too much and be a problem?
Starting FICO score 578 (one CC 300)
03/2013 EQ 634. TU 658. EX 672.
Goal score 700