No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Gornet wrote:
Okay so I am addicted .
I just applied for the PRG knowing I couldn't get one but I did it anyway. Anyone else make such selfish decisions UGHHHH #failingatlifesobad
I just need to know I'm not the only one :/
Don't feel bad! I was at Costco and decided I would apply for their TE card. Got a decline and I knew I would because my scores were still in the 500's! What was I thinking?! Now I have that INQ on my CR til 12/2015....
I haven't had that issue (yet), but if I did I would likely freeze my CRs.
@nachoslibres wrote:I haven't had that issue (yet), but if I did I would likely freeze my CRs.
Good idea for the OP.
So sounds like someone should make an app that simulates the credit card application process, and gives random approves or declines (and if approved, random CLs and APRs). Then the truely addicted would get their rush at seeing "Approved" from time to time, without any damage to their credit report
@longtimelurker wrote:So sounds like someone should make an app that simulates the credit card application process, and gives random approves or declines (and if approved, random CLs and APRs). Then the truely addicted would get their rush at seeing "Approved" from time to time, without any damage to their credit report
+1
Would love to see this. Would be a great go-to in moments of weakness. Then I could stop abusing the preapproval sites.