What do I need to do next?

[grillandwinemaster]

If you really want the Citi Costco Card, I would call them and speak to a live person and state your case.  

If you don't really want the hassle, forget about it and tell them to go pound sand!

Personally, I would ONLY do a 4506t for a mortgage related application. But that's just me.

Best credit wishes to you!

[Anonymous]

Ohh maybe it was that AverageJoe. My AAoA is 7 months. My oldest account is 1.4 years old.

[Anonymous]

I would call them and explain the situation. They may be able to accept pay stubs instead.

[AverageJoesCredit]

Good suggestion Vizion, being that perhaps havent had chance to do 1st taxes, maybe theyll agree to pay stubs, worth a shot.

[Anonymous]

Thanks to everyone for the help. I will call them tomorrow and let them know my situation.

[Anonymous]

OP, how'd it turn out?

[yfan]

I may have missed it, but since you have income, what's the reason you don't file a tax return? Was 2016 your first year working, and do you plan to file a return this year?