What do with my UR points?

lexrjSD · ‎03-18-2014

I'm about to pc my CSP but I still have 10k points on it. Does 10k get me anything besides crappy merchandise? Maybe it's best worth it if I transfer to Southwest? That's the only airline I travel more frequently....

bch238 · ‎03-18-2014

Some options: You can txr to airline or hotel program; tie them to your Amazon account and spend them like cash (they will show up as payment option when you log into Amazon); cash them out as a gift card(s) (10,000 points = $100) on UR mall; spend them toward airfare where they count as 120%, e.g.10,000 points = $120. The first and last option must be exercised before your PC, I believe, because they are benefits unique to CSP.

FICO Scores (MARCH 2016): EQ 829; EX 825; TU 828
AmEx BCP $25,000; AmEx Platinum (NPSL); Barclaycard JetBlue Rewards $5,000; Bank of America Cash Rewards $27,500; Chase Sapphire Preferred $33,700; Chase Marriott Rewards Premier $15,000; Chase Freedom $12,000; Citi Prestige $30,500; Virgin America Premium $25,000; The Home Depot Card $20,500; Capital One Platinum $15,000

takeshi74 · ‎03-18-2014

Transfers generally yield more per point.

@bch238 wrote:
I believe, because they are benefits unique to CSP.

Certain Ink cards can transfer as well.

Cdnewmanpac · ‎03-18-2014

I think the best value at that level will be either southwest (should cover once way wanna get away just about anywhere domestic) or Hyatt. You can definitely get a free night in a decent Hyatt for 10k points.

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.

FutureBillionaire · ‎03-18-2014

@Cdnewmanpac wrote:
I think the best value at that level will be either southwest (should cover once way wanna get away just about anywhere domestic) or Hyatt. You can definitely get a free night in a decent Hyatt for 10k points.

I can definitely vouch for the Southwest option. I haven't stayed at a Hyatt, but that makes sense.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

wHiTeSoL · ‎03-18-2014

Transfer to Brittish Airways and get 1 free r/t flight under 650 miles away (4.5k each way)

Or send them to me.

-NewGuy- · ‎03-18-2014

@wHiTeSoL wrote:
Transfer to Brittish Airways and get 1 free r/t flight under 650 miles away (4.5k each way)
Or send them to me.

This was going to be my suggestion. Or transfer them to whatever hotel / miles program you are going to use going forward.

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