No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Not the ones that are sock drawered. I don't like a over cluttered wallet, but I do have a woman's style wallet that holds my sock drawered cards.
USAA debit card 1% Foreign Transaction fees and 5 free atm withdraws from any ATM in America. Can also transfer money from my Chase or BOA account immediately with the app if needed. (I only keep $500 in here so if someone steals it they won't get much)
Chase Sapphire 0% Foreign Transaction fees, 2 to 1 on travel and dining and nice shopping rewards mall which can get upto 20% discount on rotating items. and the sign up bonus was quite nice.
Amex BCP for 6% groceries, 3% gas and department stores.
---------------------
now next cards that could enter my wallet is
Amex Platnium cause I want the conserige service, free global entry, free club access at airports, free room upgrades etc.
US Cash + for 5% off restaurants and 5% off on Bill pay.
@distantarray wrote:Not the ones that are sock drawered. I don't like a over cluttered wallet, but I do have a woman's style wallet that holds my sock drawered cards.
USAA debit card 1% Foreign Transaction fees and 5 free atm withdraws from any ATM in America. Can also transfer money from my Chase or BOA account immediately with the app if needed. (I only keep $500 in here so if someone steals it they won't get much)
Chase Sapphire 0% Foreign Transaction fees, 2 to 1 on travel and dining and nice shopping rewards mall which can get upto 20% discount on rotating items. and the sign up bonus was quite nice.
Amex BCP for 6% groceries, 3% gas and department stores.
---------------------
now next cards that could enter my wallet is
Amex Platnium cause I want the conserige service, free global entry, free club access at airports, free room upgrades etc.
US Cash + for 5% off restaurants and 5% off on Bill pay.
I carry my cap1, my WF, my walmart, and my paypal debit card since it is linked to PPSC
Discover More in case I need to buy something online.
Another credit card that offers at least 1% cash back on every purchase.
A debit card in case I need cash.
Only 3 "money" cards
btw for your Walmart account you should call for a CLI. Call 877 379 8173 direct line to GECRB's underwritters. People are getting insane increases I went from 600 to 2500 in 1 call, people have gone from 1,000 to 10,000 and it's a soft check.
@jsucool76 wrote:
@distantarray wrote:Not the ones that are sock drawered. I don't like a over cluttered wallet, but I do have a woman's style wallet that holds my sock drawered cards.
USAA debit card 1% Foreign Transaction fees and 5 free atm withdraws from any ATM in America. Can also transfer money from my Chase or BOA account immediately with the app if needed. (I only keep $500 in here so if someone steals it they won't get much)
Chase Sapphire 0% Foreign Transaction fees, 2 to 1 on travel and dining and nice shopping rewards mall which can get upto 20% discount on rotating items. and the sign up bonus was quite nice.
Amex BCP for 6% groceries, 3% gas and department stores.
---------------------
now next cards that could enter my wallet is
Amex Platnium cause I want the conserige service, free global entry, free club access at airports, free room upgrades etc.
US Cash + for 5% off restaurants and 5% off on Bill pay.
I carry my cap1, my WF, my walmart, and my paypal debit card since it is linked to PPSC
@distantarray wrote:btw for your Walmart account you should call for a CLI. Call 877 379 8173 direct line to GECRB's underwritters. People are getting insane increases I went from 600 to 2500 in 1 call, people have gone from 1,000 to 10,000 and it's a soft check.
@jsucool76 wrote:
@distantarray wrote:Not the ones that are sock drawered. I don't like a over cluttered wallet, but I do have a woman's style wallet that holds my sock drawered cards.
USAA debit card 1% Foreign Transaction fees and 5 free atm withdraws from any ATM in America. Can also transfer money from my Chase or BOA account immediately with the app if needed. (I only keep $500 in here so if someone steals it they won't get much)
Chase Sapphire 0% Foreign Transaction fees, 2 to 1 on travel and dining and nice shopping rewards mall which can get upto 20% discount on rotating items. and the sign up bonus was quite nice.
Amex BCP for 6% groceries, 3% gas and department stores.
---------------------
now next cards that could enter my wallet is
Amex Platnium cause I want the conserige service, free global entry, free club access at airports, free room upgrades etc.
US Cash + for 5% off restaurants and 5% off on Bill pay.
I carry my cap1, my WF, my walmart, and my paypal debit card since it is linked to PPSC
I went from 500 to 800 a week ago or something. I was afraid to ask for more since my card is only 2 months old.
This month I am carrying my Citi Diamond Prefered MC, and my personal Debit, I also have my Wells Fargo Business Visa always with me.
No need to carry more than one personal CC at a time, clutter is bad. Always rotate cards based on statement closing dates....
@jsucool76 wrote:
@distantarray wrote:btw for your Walmart account you should call for a CLI. Call 877 379 8173 direct line to GECRB's underwritters. People are getting insane increases I went from 600 to 2500 in 1 call, people have gone from 1,000 to 10,000 and it's a soft check.
@jsucool76 wrote:
@distantarray wrote:Not the ones that are sock drawered. I don't like a over cluttered wallet, but I do have a woman's style wallet that holds my sock drawered cards.
USAA debit card 1% Foreign Transaction fees and 5 free atm withdraws from any ATM in America. Can also transfer money from my Chase or BOA account immediately with the app if needed. (I only keep $500 in here so if someone steals it they won't get much)
Chase Sapphire 0% Foreign Transaction fees, 2 to 1 on travel and dining and nice shopping rewards mall which can get upto 20% discount on rotating items. and the sign up bonus was quite nice.
Amex BCP for 6% groceries, 3% gas and department stores.
---------------------
now next cards that could enter my wallet is
Amex Platnium cause I want the conserige service, free global entry, free club access at airports, free room upgrades etc.
US Cash + for 5% off restaurants and 5% off on Bill pay.
I carry my cap1, my WF, my walmart, and my paypal debit card since it is linked to PPSC
I went from 500 to 800 a week ago or something. I was afraid to ask for more since my card is only 2 months old.
lol my card was 2 months old and only used it ONCE the night before I requested a CLI, I asked for $5,000 got $2,500 lol
+1 on the walmart thing. i didnt use that number but went from 800 t0 3k.
believe it or not i need to slim down my wallet.
as of right now or starting tommorrow i will only carry....
Amex Zync
Citizen's Mastercard
Chase Freedom
Citizen's Debit Visa
BoA Debit
All other's are sd.
Macy's
Best Buy
Kohls
AE
Walmart
i only take these out when i actually plan on going to the store.
i shop like a guy.
get in
get stuff
get out. thats it.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Regularly: Zync, BOFA 1-2-3, and that's sorta it actually besides $20 which I had to start carrying again... cash-only diner that has most excellent food . Everything else is for sporadic purchases at this point to keep them active.
BoA Cash Rewards 123 is kept in my car as it is ONLY used for gas when gas is not 5% on Discover.