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Established Member
Posts: 48
Registered: ‎10-19-2012
0

Re: What do you ACTUALLY carry in your wallet?

[ Edited ]

Driver's License DUUUUUH Smiley Wink

Chase Debit (I get paid weekly so I go to the bank a lot)

 

PenFed Visa Platinum (5% gas, 3% groceries)

Citi Forward (5% foooooood, and Amazon?)

Chase Freedom (1% + Chase bonuses)

 

 

SD

Chase Slate (oldest account, waiting for it to become eligible for a PC)

Walmart Discover (TU score)

Discover More (if I buy anything online this quarter)

Citi Diamond Preferred (0% for another 15 months)

Gap (I shop at Banana Republic way too much)

Macys (whoops)

J.Crew (whoops)

 

 

Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
0

Re: What do you ACTUALLY carry in your wallet?

Credit/Debit cards in my wallet:

 

1. Chase Sapphire Preferred Visa Signature

2. Chase United MP Club WEMC

3. J.P. Morgan Ritz Carlton Visa Signature

4. BofA US Airways Visa Signature

5. BofA US Airways Visa Debit Card

6. Westpac Debit Mastercard w/EMV

 

 

Sockdrawer:

 

1. BofA Visa Signature

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: What do you ACTUALLY carry in your wallet?

Just Discover Motivaand Amex BCE for me :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,277
Registered: ‎09-22-2009
0

Re: What do you ACTUALLY carry in your wallet?

It rotates every month or two.  Currently I'm carrying Barclays Ring, US Bank cash+, Discover IT card,  Amex Business Platinum,  AMEX  Costco, Amex Platinum Delta. Chase Sapphire Preferred and JP Morgan Select.  

EQ FICO - EQ08 - 850 - 01/01/15
TU FICO - TU08 - 850 - 01/01/15
EX FICO - EX08 - 850 - 01/01/15
EX FICO - V2 - 840 - 01/01/15
EQ FICO - EQ04 - 818 - 01/01/15
EQ FICO - Bankcard Enhanced 8 - 885 - 1/24/15
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: What do you ACTUALLY carry in your wallet?

ummm......all the cards in my sig...lol...I need a new wallet.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: What do you ACTUALLY carry in your wallet?


maiden_girl wrote:

ummm......all the cards in my sig...lol...I need a new wallet.


You don't count your a girl Smiley Tongue you girls get to carry bigger wallets, it's pretty much socially frowned upon to carry a huge wallet for a guy lol


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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Contributor
Posts: 322
Registered: ‎10-19-2012
0

Re: What do you ACTUALLY carry in your wallet?

lets see, my signature line says it all.

 

Anyways I like my 5% cash back cards,  Discover More because I get a lot of bag for the buck, Chase Freedom well because they usually have a catagory that is not the same as Discover.  But my favorit is the USBank Cash + card because I can keep my catagories the same every period currently I am ready for my first $100.00 payout to get my free $25.00 gift card.

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: What do you ACTUALLY carry in your wallet?


distantarray wrote:

maiden_girl wrote:

ummm......all the cards in my sig...lol...I need a new wallet.


You don't count your a girl Smiley Tongue you girls get to carry bigger wallets, it's pretty much socially frowned upon to carry a huge wallet for a guy lol


LMAO well my wallet has everything! My checkbook (I know. I still write checks lol) discount cards (rite aid, cvs, vons, ralphs, etc.) debt cards...plus credit cards. My wallet barely closes these days. LOL. I just need a new wallet with more card slots. That'd be a nice upgrade.

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
Posts: 932
Registered: ‎06-12-2012
0

Re: What do you ACTUALLY carry in your wallet?

My go to cards are Chase Freedom for 5% or 1.5% on non-bonus category purchases. I use Discover for the rotating categories only - I refuse to use them for any purchase outside these categories. Same goes for BOA 3-2-1, i use them for the 3% on gas when i cant get 5% and i use them at the grocery store for the 2%.

I'll use the JP Morgan Select for travel purchases or sometimes to try and impress friends or coworkers who always think I must be a Chase Private Client with millions stashed away.

My cap1's, barclay, FP and all the other are kept outside my wallet unless I have a direct need for them.

My only addition would be the CSP, which may be coming very soon. But it is getting harder and harder to explain 20 inquiries on my report. I'll update tomorrow to see if recon works ..no denial yet, just 7-10 day.
JP Morgan Select $10k | Citi TY Premier $15k | PenFed PlatRewards $22k | BofA AMEX $15k | Chase Freedom $20k | Discover IT $10k | Barclay Arrival+ 25k | AMEX SPG $10k | NASA Platinum-Advantage $10k | CapOne Quicksilver $5k | Amazon Card $10k | NASA PLOC $30k @ 8.25% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: What do you ACTUALLY carry in your wallet?

lol i bought one (woman style wallet) since i'm a neat freak and I always lose my check book so I put it in there. and No I don't carry it around =)

I found out all my sock drawered cards completely FILL UP THE DAMN THING not even 1 slot left =\ it looks pretty though lol


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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