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Established Member
dialect
Posts: 48
Registered: ‎10-19-2012

Re: What do you ACTUALLY carry in your wallet?

[ Edited ]

Driver's License DUUUUUH :smileywink:

Chase Debit (I get paid weekly so I go to the bank a lot)

 

PenFed Visa Platinum (5% gas, 3% groceries)

Citi Forward (5% foooooood, and Amazon?)

Chase Freedom (1% + Chase bonuses)

 

 

SD

Chase Slate (oldest account, waiting for it to become eligible for a PC)

Walmart Discover (TU score)

Discover More (if I buy anything online this quarter)

Citi Diamond Preferred (0% for another 15 months)

Gap (I shop at Banana Republic way too much)

Macys (whoops)

J.Crew (whoops)

 

 

Valued Contributor
CreditScholar
Posts: 1,341
Registered: ‎01-22-2012

Re: What do you ACTUALLY carry in your wallet?

Credit/Debit cards in my wallet:

 

1. Chase Sapphire Preferred Visa Signature

2. Chase United MP Club WEMC

3. J.P. Morgan Ritz Carlton Visa Signature

4. BofA US Airways Visa Signature

5. BofA US Airways Visa Debit Card

6. Westpac Debit Mastercard w/EMV

 

 

Sockdrawer:

 

1. BofA Visa Signature

FICOs: EX: 800, EQ: 813, TU: 807

Bank of America Privileges with Travel Rewards Visa Signature (EMV) - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $25,000 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: What do you ACTUALLY carry in your wallet?

Just Discover Motivaand Amex BCE for me :-)
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Valued Contributor
android01
Posts: 1,110
Registered: ‎09-22-2009

Re: What do you ACTUALLY carry in your wallet?

It rotates every month or two.  Currently I'm carrying Barclays Ring, US Bank cash+, Discover IT card,  Amex Business Platinum,  AMEX  Costco, Amex Platinum Delta. Chase Sapphire Preferred and JP Morgan Select.  

EQ FICO - Beacon 5.0 - 817- 5/4/13
TU FICO - TU98 - 803- 5/4/13
TU FICO - TU08 - 845 - 5/13/13
EX FICO - Fair Isaac v2 - 839 - 5/11/13
Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: What do you ACTUALLY carry in your wallet?

ummm......all the cards in my sig...lol...I need a new wallet.

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: What do you ACTUALLY carry in your wallet?


maiden_girl wrote:

ummm......all the cards in my sig...lol...I need a new wallet.


You don't count your a girl :smileytongue: you girls get to carry bigger wallets, it's pretty much socially frowned upon to carry a huge wallet for a guy lol


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Contributor
RonDawg
Posts: 305
Registered: ‎10-19-2012

Re: What do you ACTUALLY carry in your wallet?

lets see, my signature line says it all.

 

Anyways I like my 5% cash back cards,  Discover More because I get a lot of bag for the buck, Chase Freedom well because they usually have a catagory that is not the same as Discover.  But my favorit is the USBank Cash + card because I can keep my catagories the same every period currently I am ready for my first $100.00 payout to get my free $25.00 gift card.

-Ouch Fell out of the Garden-
AMEX PR Gold, AMEX Blue cash (15k), AMEX Delta (5k), US Bank Premier Line (14.5k), US Bank Cash + (5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (3.25k), Alerus Financial Visa Signature issued by Elan (10k) and JCPenney (5k..Oldest Account 20 Years)
FICO Score = 785 TU & 739 EQ Goal is 800 TU & 750 EQ
CreditKarma score = 762, CreditSesame score = 780, Vantage = 861
Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: What do you ACTUALLY carry in your wallet?


distantarray wrote:

maiden_girl wrote:

ummm......all the cards in my sig...lol...I need a new wallet.


You don't count your a girl :smileytongue: you girls get to carry bigger wallets, it's pretty much socially frowned upon to carry a huge wallet for a guy lol


LMAO well my wallet has everything! My checkbook (I know. I still write checks lol) discount cards (rite aid, cvs, vons, ralphs, etc.) debt cards...plus credit cards. My wallet barely closes these days. LOL. I just need a new wallet with more card slots. That'd be a nice upgrade.

 

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Frequent Contributor
Jlu
Posts: 460
Registered: ‎06-12-2012

Re: What do you ACTUALLY carry in your wallet?

My go to cards are Chase Freedom for 5% or 1.5% on non-bonus category purchases. I use Discover for the rotating categories only - I refuse to use them for any purchase outside these categories. Same goes for BOA 3-2-1, i use them for the 3% on gas when i cant get 5% and i use them at the grocery store for the 2%.

I'll use the JP Morgan Select for travel purchases or sometimes to try and impress friends or coworkers who always think I must be a Chase Private Client with millions stashed away.

My cap1's, barclay, FP and all the other are kept outside my wallet unless I have a direct need for them.

My only addition would be the CSP, which may be coming very soon. But it is getting harder and harder to explain 20 inquiries on my report. I'll update tomorrow to see if recon works ..no denial yet, just 7-10 day.
Wallet: JP Morgan Select Visa Signature $9000 | Chase Sapphire Preferred $5000 | Chase Freedom Visa $2000 | Barclaycard Visa $3000 | Discover More $1500 | Capital One Platinum Mastercard $750 | Bank of America Cash Rewards Visa $500 | Walmart Store $950 | Amazon Store $5000 | AMEX Zync (AU) NPSL | Chase Total Checking | RIP: First Premier Mastercard
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: What do you ACTUALLY carry in your wallet?

lol i bought one (woman style wallet) since i'm a neat freak and I always lose my check book so I put it in there. and No I don't carry it around =)

I found out all my sock drawered cards completely FILL UP THE DAMN THING not even 1 slot left =\ it looks pretty though lol


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

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