Credit Cards

[maiden_girl]

^LMAOO dying. It's so pretty you won't carry it?? You need a murse (a man purse)

[seigex]

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distantarray wrote:

Not the ones that are sock drawered. I don't like a over cluttered wallet, but I do have a woman's style wallet that holds my sock drawered cards.

USAA debit card 1% Foreign Transaction fees and 5 free atm withdraws from any ATM in America. Can also transfer money from my Chase or BOA account immediately with the app if needed. (I only keep $500 in here so if someone steals it they won't get much)

Chase Sapphire 0% Foreign Transaction fees, 2 to 1 on travel and dining and nice shopping rewards mall which can get upto 20% discount on rotating items. and the sign up bonus was quite nice.

Amex BCP for 6% groceries, 3% gas and department stores.

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now next cards that could enter my wallet is

Amex Platnium cause I want the conserige service, free global entry, free club access at airports, free room upgrades etc.

US Cash +  for 5% off restaurants and 5% off on Bill pay.

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Chase Freedom (primary)

USAA Amex (just in case)

two debit cards in case I need cash, one is a co-op network card so I can use it at any CO-OP credit union atm, 7-11, etc.. ...  .. 

[distantarray]

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maiden_girl wrote:

^LMAOO dying. It's so pretty you won't carry it?? You need a murse (a man purse)

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lol it's as man as it can get, it's just all black my excuse is it's RFID secured lol, it stays in my car with my other debit cards, I should just go to the local banks and ask for a ATM card just incase someone steals it out of my car =\ since I can just transfer funds if I want with phone apps.

[distantarray]

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marco_salinas wrote:

I usually have my wallet, debit card, credit cards and ID....

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The post is supposed to be about which credit cards are in your wallet  

[CruzImperial]

I want a couple of cards real bad to complete my "deck" but need time to pass by before applying ...

I have my wallet in front of me as I write this and as of now, this are the cards I currently carry in it:

-Amex BCP: 6% groceries, 3% gas, 3% dept. stores, 1% everything else.

-Citi Forward: 5% restaurants (fast food), 5% bookstores (amazon), music stores, video rental stores and movie theaters, 1% everywhere else.

-Citi Dividend: 5% rotating categories, 1% everything else.

-Discover IT: 5% rotating categories, 1% everything else.

-Boa Cash Rewards: 3% gas, 2% groceries, 1% everything else.

...

-Walmart: some use intended for CLIs + 1% everything.

-Barclays: just to give it some use.

-Amex Zync: No use at all.

So, here are my combos:

Gas: 3% BCP

Dept. Stores: 3% BCP

Groceries: 6% BCP

Going out: 5% Forward

Rotating Categories: 5% Dividend + 5% Discover

Everything else: 1% BCP

[distantarray]

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CruzImperial wrote:

-Amex BCP: 6% groceries, 3% gas, 3% dept. stores, 1% everything else.

-Citi Forward: 5% restaurants (fast food), 5% bookstores (amazon), music stores, video rental stores and movie theaters, 1% everywhere else.

-Citi Dividend: 5% rotating categories, 1% everything else.

-Discover IT: 5% rotating categories, 1% everything else.

-Boa Cash Rewards: 3% gas, 2% groceries, 1% everything else.

Gas: 3% BCP

Dept. Stores: 3% BCP

Groceries: 6% BCP

Going out: 5% Forward

Rotating Categories: 5% Dividend + 5% Discover

Everything else: 1% BCP

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Why do you keep the BOA cash rewards around? =O seems like BCP destroys that card by far , looks like sock drawer material to me

also no Chase Trifecta?    (chase checking, sapphire, freedom) combined together the benefits are quite nice.

[RockinRay]

Easy and best for rewards based on how I spend.

1. USAA World Master Card.

2. Amex Blue Cash Everyday.

3. PenFed Cash Rewards Visa.

4. Cap One (Green) Cash Rewards Visa.

5. Target Visa.

This combo works well for me.

[youngandcreditwrthy]

Lol I don't carry all of my 18 or so cards with me cause I'd hate to lose all of that credit haha :-P

Maidengirl!!! Checks don't pay cash back!!! Lol :-) I haven't written a check in ages! Lol I keep a mental ledger of my purchases. Haha

[bernhardtra]

I mostly use my Household Bank Rewards MasterCard as it has good rewards and no AF.  (However, it is basically a toy limit.)

I also use my Barclays Reward MasterCard some times as it also has no AF and the rewards are OK, but a bit confusing.  They do offer some promotions at times.

I don't use my Capone card.  You can read all you want about them to figure out why!

[SwiftTone]

I'm game:

Chase Sapphire Preferred World Mastercard

Chase Slate Visa(soon to be Freedom next month)

American Express Blue Cash Everyday

Discover More Orange

BoA Susan G. Komen debit card(ya I'm a guy carrying a pink card)

Target Red Card debit

CardSharp knife

License