10-22-2012 09:41 AM - edited 10-22-2012 09:43 AM
Depends on the week:
- AMEX Plat
- JPM Palladium
- Discover IT
- NFCU Cash Reward Sig
- Target store
- Wally store
- BOA 1-2-3 Privileges Cash Reward Sig
10-22-2012 09:45 AM
Amex BCP - Grocery, Gas
US BANK cash+ - restaurant/bill pay/drug store
Walmart - Walmart/cash advance
BoA Travel Rewards - Back up/ travel purchases/5% back on toys, books, department, electronic and sporting good stores(targeted E-mail).
No Freedom or Discover for me this quarter. Actually I already maxed out the discover 5% catagory plus an extra 2% so I can SD that one till the new year.
10-22-2012 10:16 AM
Mine are in my siggy. Gonna test the waters next month when my reports update and see if there really is a ceiling on Sam's and Lowe's.
10-22-2012 11:01 AM
I have 4 cards I carry with me:
Citi Hilton HHonors Signature
USAA American Express Rewards
USAA Rewards MC
Comenity Smile Generation
Capital One Business Platinum
Citi Home Depot
Chase Southwest RR Signature
10-22-2012 02:03 PM
Why do you keep the BOA cash rewards around? =O seems like BCP destroys that card by far , looks like sock drawer material to me
If one also has BoA checking account, then the BoA Cash Rewards actually destroys BCP in the gas category. 3.3% return on the regular Cash Rewards, and 4.5% return on the Privileges Cash Rewards. Also, the "all other spending" category returns 1.1%/1.5% versus the 1% on BCP.
My wallet's in my sig, but here it is with more detail on how I use it:
Wal-Mart - Gas card. At $0.15 off per gallon I'm saving 4.2% on their already best-in-the-area premium gas prices. They may go back to $.05 at the end of the year, in which case I'll push gas over to the BoA Cash Rewards.
BoA Cash Rewards - 2.2% Groceries, 3.3% Gas when there's no WalMart around, everyday spending when my low limit allows it.
AmEx Zync - Paying cable and phone bills (2x points Connect Pack). Shopping at REI, Patagonia, local green businesses (2x points Eco pack), Travel purchases for work and pleasure (2x points Go Pack - not bad until I can get a higher tier travel card), department store shopping (2x points Style pack), everyday spending overflow from BoA since AmEx has me on a much higher hidden limit than the piddly $500 I get from BoA. Basically this is my most-used card right now - practically everything but Gas, Groceries, and Dining goes here.
BestBuy RewardZone - Shopping at Best Buy, and dining, since it is my only dining rewards card right now.
Barclaycard Apple Financing - Right now, just small purchases each month to keep it active. Once the new iPads are announced, I'll be using it to finance my upgrade at 0%.
In addition, I typically carry my HSA (Health Savings Account) debit card, my checking debit card, my health plan cards, and a few bills.
10-22-2012 03:04 PM
Chase SP for resturarnts and travel. AMEX PRG for gas/grocieries and everything else. PNC Virtual Wallet Debit for cash. Walmart for ammo purchases. Express and VS for clothing and splurging on the wife.
10-22-2012 09:18 PM
I have a Johnston & Murphy "super slim" wallet with 3 credit card slots - which means no apping since there's no room to carry any new cards!
-BofA debit card if going to the bank
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