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What do you ACTUALLY carry in your wallet?

Regular Contributor

Re: What do you ACTUALLY carry in your wallet?

Active in Wallet

============

CSP for Dining.

Amex BCP for Groceries/Gas

JPM Palladium (plastic) for everything else.

DCU Visa Debit Card.

 

Sock Drawered/Other Uses (Not needed in wallet)

=============

JPM Palladium (Metallic version)

Wells Fargo Visa

Amex HH Surpass - For Bills/Drug Stores/Online payments

DCU Visa Platinum.

 

 

Message 61 of 116
Established Contributor

Re: What do you ACTUALLY carry in your wallet?


MustangSaluki wrote:

Active in Wallet

============

CSP for Dining.

Amex BCP for Groceries/Gas

JPM Palladium (plastic) for everything else.

DCU Visa Debit Card.

 

Sock Drawered/Other Uses (Not needed in wallet)

=============

JPM Palladium (Metallic version)

Wells Fargo Visa

Amex HH Surpass - For Bills/Drug Stores/Online payments

DCU Visa Platinum.

 

 


=o why would you sock drawer the Palladium metal card? =O


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 62 of 116
Contributor

Re: What do you ACTUALLY carry in your wallet?


distantarray wrote:

MustangSaluki wrote:

Active in Wallet

============

CSP for Dining.

Amex BCP for Groceries/Gas

JPM Palladium (plastic) for everything else.

DCU Visa Debit Card.

 

Sock Drawered/Other Uses (Not needed in wallet)

=============

JPM Palladium (Metallic version)

Wells Fargo Visa

Amex HH Surpass - For Bills/Drug Stores/Online payments

DCU Visa Platinum.

 

 


=o why would you sock drawer the Palladium metal card? =O


Palladium is a soft metal.

 

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Message 63 of 116
Highlighted
Valued Contributor

Re: What do you ACTUALLY carry in your wallet?

Right Now It's

 

US Bank Cash + (Restaurants, Bill Pay)

CSP (Dining)

AMEX BCP (Groceries)

AMEX PRG (Gas)

Barclays NFL Visa (meeting spend requirement)

UMB

Alliant

 

Discover, Freedom, and Dividend are SD'd as their bonus categories are not real appealing this quarter

 


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 64 of 116
Established Contributor

Re: What do you ACTUALLY carry in your wallet?

still the sexiest card to carry imo =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 65 of 116
Valued Contributor

Re: What do you ACTUALLY carry in your wallet?

My wallet : 

Discover AU

Walmart Discover AU

Debit Card

Food Stamp Card ( just kidding)

 

Axe soon

Credit One

Orchard Bank

Capital One ( only if they going to charge Annual Fees)

 

Fture Cards

BCE

US BANK +

Discover More

Some GE store Cards.....


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 66 of 116
Contributor

Re: What do you ACTUALLY carry in your wallet?


distantarray wrote:

still the sexiest card to carry imo =)


I guess. I'm an old codger who doesn't view credit cards as fashion accessories. I won't go off on my usual rant about if though Smiley Happy

 

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Message 67 of 116
Super Contributor

Re: What do you ACTUALLY carry in your wallet?


distantarray wrote:

MustangSaluki wrote:

Active in Wallet

============

CSP for Dining.

Amex BCP for Groceries/Gas

JPM Palladium (plastic) for everything else.

DCU Visa Debit Card.

 

Sock Drawered/Other Uses (Not needed in wallet)

=============

JPM Palladium (Metallic version)

Wells Fargo Visa

Amex HH Surpass - For Bills/Drug Stores/Online payments

DCU Visa Platinum.

 

 


=o why would you sock drawer the Palladium metal card? =O


It gets scratched very easily by the way




Message 68 of 116
Regular Contributor

Re: What do you ACTUALLY carry in your wallet?

Exactly. And I am married which means no bling-bling/sexy time Smiley LOL


Looks like I am missing out on Cash+ as it seems to be quite popular among myFico veterans. Might app for it after I am done with some CLIs through the end of the year.

Message 69 of 116
Moderator Emeritus

Re: What do you ACTUALLY carry in your wallet?


TheConductor wrote:

llecs wrote:

NFCU debit card, LifeTime Fitness gym card, license, loose pocket lint.


Interesting...no credit cards at all? Did cash-back rewards insult your mother?  Did reward miles/points have you sent to prison under false pretenses so they could steal your fiancee?  Smiley Happy


Nope, no insults or long-term prison stays. I do have some CC debt and refuse to use any of my CCs until I'm 100% debt free again (aside from the mortgage). I'll charge utilities and other services just to keep them alive though.

Message 70 of 116