10-23-2012 10:42 AM
11-29-2012 08:58 PM
Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom$2,100 | Chase Amazon$1,000 | Priceline Visa$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex$10,000 | CSP $5,000 | Sallie Mae $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500
Current Scores TU- 10/03/13 700 EQ-09/27/13 709 EX- 7/24/13 692
11-29-2012 09:15 PM
Amex BCP (6% groceries, until cap kicks in)
PenFed Plat Rewards (5% gas, 3% groceries for after BCP cap)
US Bank Cash Plus (for drug store and restaurants, other 5% category is bill pay, not done from wallet!)
Fidelity Amex (2% where nothing else applies)
Cap One No Hassle Cash (1.5% when Amex isn't accepted)
Debit/ATM cards from Everbank, Capital One Banking and BoA
TIAA ATM card
Not carried but used online:
Bank of Scotland Visa Debit (sterling chip and pin)
Citi AA (Amex and Visa)
Amalgamated Bank M/C
11-29-2012 10:49 PM
All the cards in my siggy are in my wallet. Usage details:
TD Bank Easy Rewards: 5x on groceries, gas, restaurants, and utilities until Feb 1st.
Orchard Bank Secured Card: Used once a month on a small purchase to keep it looking active
Chase Freedom: Use for it's 5x categories, but this quarter is a no-go for it so I use it for the 1% cash back on all my "other" purchases that don't utilize TD's categories
JCPenney Platinum Credit Card: ALWAYS use at JCPenney! Every $100 = $10 off coupon for next month, up to 10 coupons a month!
Shell Drive for Five: Use at Shell station once a month to keep it active
Also have my TD debit card, ATM card, and GACU ATM card, along with my Target Debit redCard for when I pop into Target and want that instant 5% off
Then of course my license, student ID, miscellaneous reward cards, JCPenney discount card.
11-30-2012 07:47 AM - edited 11-30-2012 07:48 AM
I'm proud to say that Capital One is no longer in my wallet now that I have a CSP.
Chase Sapphire Preferred -- everyday spending + bills
Walmart Store -- gas (15 cents off/gallon) or Sam's Club since they don't take Visa
Discover More -- just in case I happen to make a purchase that can get 5% back, or if I'm at Sam's Club since they don't take Visa, or ShopDiscover
Amex Blue Cash Everyday -- for those rare occasions I'm buying gas or groceries somewhere other than Walmart
Target REDCard -- maybe used once or twice a year, but better to hold it all the time than miss out on 5%
Chase Visa Debit -- used only for ATM deposits/withdrawals. I'm thinking about having them issue me an ATM-only card and just keeping this one at home in case of emergency.
Everything else is [RF]ID or loyalty cards, but most of those are in my phone. I would carry my Freedom card to use on smaller purchases, but it's the one card that's carrying a (0% promotional) balance; I was still using it for a while with Blueprint Full Pay (and thus avoiding interest while carrying the balance) but it got too complicated to keep track of. With the way Chase is always sending me 0% access checks, my Freedom basically acts like a Slate.
11-30-2012 08:27 AM
Right now all spending goes through CSP. I'm trying to get that bonus!
Chase Sapphire Preferred (dining/travel)
Chase Freedom (5% bonus, everyday spending for 10% + 10 bonus point)
Amex BCE (3% groceries, 2% gas when freedom doesn't cover either)
Ally Debit Card (Free atms everywhere!)
11-30-2012 08:33 AM
11-30-2012 08:42 AM
hmm ill update:
Citizen's Bank Credit Card-5% on gas and groceries until jan 1% on everything else (will be pc'd to other card for 3% on most used category and 1% on everything else)
Chase Freedom-5% categories
Amex Zync-Amex Charge Card
BOA and Citizens Debit Card.
every other card is sd unless i go somewhere specifically like best buy, walmart, kohls etc...
|Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: 31k+
Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000
11-30-2012 10:17 AM
Literally in my wallet right now:
Mohegan Sun Players Card (Went last week, forgot to take it out)
Pawtucket Credit Union Debit Card
WalMart Store Card
Starbucks Gold Card
Ball so hard.
|Chase Freedom $5000|
DCU Visa $2000
Capital One QS $2000
AMEX BCE $1000
|Lowe's CC $8500|
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL
11-30-2012 10:42 AM - edited 11-30-2012 10:43 AM
Captial One Secured Card
Three store rewards cards (CVS, Walgreens, and American Eagle)
Medical Insurance Card
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO