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Valued Contributor
Dustink
Posts: 2,364
Registered: ‎10-02-2012

Re: What do you ACTUALLY carry in your wallet?

I am carrying:

US Bank Flexperks Sig

AMEX HHonors

Chase Freedom

Citi TY Pref

 

Next card on my list:

US Bank Cash+

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Regular Contributor
zyzzus
Posts: 249
Registered: ‎10-22-2012

Re: What do you ACTUALLY carry in your wallet?

Chase freedom
priceline visa
fidelity American
us bank cash (hoping for a PC in a few months)
Cap1 Plat Rewards- 750 to $3,000 (Thanks Cap1 Executive Office) | Chase Freedom-$1,000 auto cli to 1,400 | Chase Amazon-$1,000 auto cli to 1,400 | Priceline Visa-$2,000 | US Bank Plat Rewards-$3,000 | Fidelity Amex-$10,000 | CSP- $5,000 | Sallie Mae-$2,000
Current Scores
TU-04/11/13 720
EQ-03/26/13 708
Valued Contributor
bs6054
Posts: 1,671
Registered: ‎11-11-2012

Re: What do you ACTUALLY carry in your wallet?

Currently:

 

Amex BCP (6% groceries, until cap kicks in)

PenFed Plat Rewards (5% gas, 3% groceries for after BCP cap)

US Bank Cash Plus (for drug store and restaurants, other 5% category is bill pay, not done from wallet!)

Fidelity Amex (2% where nothing else applies)

Cap One No Hassle Cash (1.5% when Amex isn't accepted)

 

Debit/ATM cards from Everbank, Capital One Banking and BoA

TIAA ATM card

 

Not carried but used online:

Chase Amazon

Bank of Scotland Visa Debit (sterling chip and pin)

 

SD

Citi AA (Amex and Visa)

Amalgamated Bank M/C

Barclays Rewards

 

 

Established Contributor
daybreakgonesXe
Posts: 742
Registered: ‎11-17-2012

Re: What do you ACTUALLY carry in your wallet?

All the cards in my siggy are in my wallet. Usage details:

 

TD Bank Easy Rewards: 5x on groceries, gas, restaurants, and utilities until Feb 1st.

Orchard Bank Secured Card: Used once a month on a small purchase to keep it looking active

Chase Freedom: Use for it's 5x categories, but this quarter is a no-go for it :smileysad: so I use it for the 1% cash back on all my "other" purchases that don't utilize TD's categories

JCPenney Platinum Credit Card: ALWAYS use at JCPenney! Every $100 = $10 off coupon for next month, up to 10 coupons a month!

Shell Drive for Five: Use at Shell station once a month to keep it active

 

Also have my TD debit card, ATM card, and GACU ATM card, along with my Target Debit redCard for when I pop into Target and want that instant 5% off :smileytongue:

 

Then of course my license, student ID, miscellaneous reward cards, JCPenney discount card.

 photo creditsiggy_zps3dd006fd.png
EQ FICO 730 Credit Karma (TU) 5/6/13 763 Transrisk 5/14/13 849/990 CreditSesame (EX) 5/8/13 779 Credit.com (EX) 5/7/13 758/900 FICO Estimate 760 Vantage Estimate 832/990
Frequent Contributor
SwampSystems
Posts: 344
Registered: ‎06-25-2012

Re: What do you ACTUALLY carry in your wallet?

[ Edited ]

I'm proud to say that Capital One is no longer in my wallet now that I have a CSP.

 

Chase Sapphire Preferred -- everyday spending + bills

Walmart Store -- gas (15 cents off/gallon) or Sam's Club since they don't take Visa

Discover More -- just in case I happen to make a purchase that can get 5% back, or if I'm at Sam's Club since they don't take Visa, or ShopDiscover

Amex Blue Cash Everyday -- for those rare occasions I'm buying gas or groceries somewhere other than Walmart

Target REDCard -- maybe used once or twice a year, but better to hold it all the time than miss out on 5%

 

Chase Visa Debit -- used only for ATM deposits/withdrawals. I'm thinking about having them issue me an ATM-only card and just keeping this one at home in case of emergency.

 

Everything else is [RF]ID or loyalty cards, but most of those are in my phone. I would carry my Freedom card to use on smaller purchases, but it's the one card that's carrying a (0% promotional) balance; I was still using it for a while with Blueprint Full Pay (and thus avoiding interest while carrying the balance) but it got too complicated to keep track of. With the way Chase is always sending me 0% access checks, my Freedom basically acts like a Slate.

Established Member
toful
Posts: 34
Registered: ‎09-30-2012

Re: What do you ACTUALLY carry in your wallet?

Right now all spending goes through CSP. I'm trying to get that bonus!

 

Chase Sapphire Preferred (dining/travel)

Chase Freedom (5% bonus, everyday spending for 10% + 10 bonus point)

Amex BCE (3% groceries, 2% gas when freedom doesn't cover either)

 

Ally Debit Card (Free atms everywhere!)

Capital One Platinum $750 (3/11) | Macy's $2K (1/12)
Chase Freedom $4.5K (8/12) | Chase Sapphire Preferred $5K (11/12) | Amex BCE $12K (10/12)

TU: 751 (10/1/12 - Amex), 747 (5/23/12 - Transunion.com) | EQ: 718 (10/1/12 - myFICO)
Gardening since: 11/12/12

Contributor
patsfan1453
Posts: 180
Registered: ‎11-04-2012

Re: What do you ACTUALLY carry in your wallet?

My amex green, bce, Citi forward and debit cahd.
USAA Wounded Warrior Mastercard 4k || Citi TYP 3.5k|| Citi Forward 3k ||Citi HHonors 2k || Citi Simplicity 1k || Discover It 2k || Chase Freedom 500 || Amex Green ||Amex BCE 1k ||Paypal Extras 1.5 || Amazon Store Card 1.9k || Walmart 1k || Cap1 750
Total CLs: 22,150
Valued Contributor
creditnocash
Posts: 1,918
Registered: ‎07-23-2012

Re: What do you ACTUALLY carry in your wallet?

hmm ill update: 

 

Citizen's Bank Credit Card-5% on gas and groceries until jan 1% on everything else (will be pc'd to other card for 3% on most used category and 1% on everything else)

Chase Freedom-5% categories 

Amex Zync-Amex Charge Card

BOA and Citizens Debit Card. 

 

every other card is sd unless i go somewhere specifically like best buy, walmart, kohls etc...

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Valued Contributor
Jutz
Posts: 1,142
Registered: ‎05-10-2012

Re: What do you ACTUALLY carry in your wallet?

Literally in my wallet right now:

 

Driver's License

Mohegan Sun Players Card (Went last week, forgot to take it out)

Pawtucket Credit Union Debit Card

WalMart Store Card

Starbucks Gold Card

 

Ball so hard.

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)

Starting total revolving credit: $1100 | Current total revolving credit: $7000

Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013


2013 Goals:
New Car
700 Club
AMEX Member

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800
Regular Contributor
GoldenloveNY
Posts: 226
Registered: ‎02-29-2012

Re: What do you ACTUALLY carry in your wallet?

[ Edited ]

Amex Zync

Discover More

Captial One Secured Card

Chase Debit

State ID

School ID

Metrocard

Path Smartlink

Three store rewards cards (CVS, Walgreens, and American Eagle)

Medical Insurance Card

Cash

 

Zync from American Express- NPSL
Amex BCE- $1,000
Discover IT- $1,500
Bank of America 1-2-3 Rewards-$1,000
Chase Freedom- $500
Capital One- $500

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