Reply
Blogger
Posts: 3,355
Registered: ‎10-19-2012
0

Re: What do you ACTUALLY carry in your wallet?

The couple of extra bucks from carrying numerous credit cards is not worth keeping them in my wallet. In terms of payment cards, I have 1 debit and 2 credit. Occasionally I would add another card, but no more.

Regular Contributor
Posts: 193
Registered: ‎07-17-2012
0

Re: What do you ACTUALLY carry in your wallet?


distantarray wrote:

Condoms

Dental Floss

$40 cash  :smileyhappy:


Codoms and wet naps.

 

Too Far ?

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Contributor
Posts: 147
Registered: ‎11-28-2012
0

Re: What do you ACTUALLY carry in your wallet?

1 debit and 1 credit, rest stays at home

Rebuilding Since 11/11
Current Score: 659 5/14 | Goal Score: 710+ 4/15
Cap 1 Quicksilver 2250 | Cap 1 Visa 2000 | Barclays Apple Visa 2000 | Discover IT 1500 | American Signature Store 1000 |

Rebuilders: First Natl 850 | Show MC 550 | Walmart Store 150 | American Eagle Store 150 ~~ Garden rest of 2014
Established Member
Posts: 15
Registered: ‎09-29-2012
0

Re: What do you ACTUALLY carry in your wallet?

2 cards 1 debit . Everything else at home.
Valued Contributor
Posts: 2,012
Registered: ‎06-16-2012
0

Re: What do you ACTUALLY carry in your wallet?

2 major credit cards (Visa for emergencies, Discover for everyday purchases cuz of the cashback), 1 store (Walmart) and my Debit Card.

Cards: (Chase x7) (Citi x6) (Amex x5) (BofA x3) (US Bank x4) (Barclays x4) (WF x3) (Cap1 x3) (Synch x3) (Penfed x2) ( Macys Amex) (Discover, Nasa ,Diners x1) PLOC: Citi (18k) WF (10k)
Frequent Contributor
Posts: 378
Registered: ‎05-23-2012
0

Re: What do you ACTUALLY carry in your wallet?

I carry Chase Freedom, CSP, United Club Visa, also Amex PRG, BCP and SPG. Right now I mainly use the CSP so I can get the 40,000 points if I spend 3000 in 3 months.
Regular Contributor
Posts: 127
Registered: ‎08-13-2012
0

Re: What do you ACTUALLY carry in your wallet?

Chase Freedom, AMEX BCE, US Bank Cash+, FT Knox Visa Platinum (5% on gas),  and 20+5$ change so i can give tips and use them for vending machines...

 

This way i am covered all around no matter what or where I shop....

BOA Cash Rewards Visa Sig. 12K; BOA Travel Rewards Visa Sig 5K, US Bank Cash+ 11.5K, AMEX BCE 6200, AMEX BLUE Sky 7K, Chase Freedom Visa Sig. 5400, Fort Knox FCU Visa Platinum 2500; CAP ONE Cash Rewards WORLD MC 5K

Starting Score: 580
Current Score: 747
Goal Score: 800+


Take the FICO Fitness Challenge
Contributor
Posts: 322
Registered: ‎10-19-2012
0

Re: What do you ACTUALLY carry in your wallet?


MrShush wrote:
Right side:
AMEX PLAT
AMEX DELTA GOLD
AMEX BLUE

Left side:
JPM Select
Chase Freedom Sig
BoA Cash Rewards 123 WMC
Discover More

I love how AmEx has their own special pocket lol

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Contributor
Posts: 322
Registered: ‎10-19-2012
0

Re: What do you ACTUALLY carry in your wallet?


emptypockets wrote:

Right Now It's

 

US Bank Cash + (Restaurants, Bill Pay)

CSP (Dining)

AMEX BCP (Groceries)

AMEX PRG (Gas)

Barclays NFL Visa (meeting spend requirement)

UMB

Alliant

 

Discover, Freedom, and Dividend are SD'd as their bonus categories are not real appealing this quarter

 


Why would you use the PRG for gas and only get 2 points per dollar spent when you could get 3% cash back with the BCP?

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Established Member
Posts: 48
Registered: ‎10-19-2012
0

Re: What do you ACTUALLY carry in your wallet?

chase debit

chase freedom (anything $10 or under; maxed out cap on Q4 things. sadly enough, had to put a hotel on the amex for the 2% instead because of the $1500 cap)

discover it (replacing citi forward in Q1 2013)

fidelity amex (2%)

penfed platinum rewards (gas/groceries)

citi forward (restaurants)

 

driver's license obviously

 

covers pretty much everything i need on a daily basis.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.