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Valued Member
GangnamFICO
Posts: 87
Registered: ‎11-28-2012
0

What do you find most disturbing?

[ Edited ]

For me the number one is 18 year olds trying to get 25k Signature cards.

#2   People with 19 INQ's wondering why they have a wait 7-10 day response

#3   People waiting by the mailbox over a Whole Day! for their new card

#4   People that think "gardening" for one month deserves a medal

#5   People that wonder why their score is so low with a BK

#6   19 year olds with a 65k income trying to get a credit card (exceptions granted per enharu)

#7   Trying to get a CLI on a secured CC after having it for one month (per CashOnDelivery)

#8   people who complain about other people's personal financial decisions on a public forum that is largely meant to help many of the people they are complaining about (per Default4) this spot is available

#9   Someone making a list of things that disturb him/her that have absolutely nothing to do with said individual (per LS2982)

#10 Mod Lock - game over, thanks for playing...see you next thread, until then keep those scores rising!  ciao! :smileywink:

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)
Established Contributor
CashOnDelivery
Posts: 502
Registered: ‎04-17-2013
0

Re: What do you find most disturbing?


GangnamFICO wrote:

For me the number one is 18 year olds trying to get 25k Signature cards.

#2   People with 19 INQ's wondering why they have a wait 7-10 day response

#3   People waiting by the mailbox over a Whole Day! for their new card

#4   People that think "gardening" for one month deserves a medal

#5   People that wonder why their score is so low with a BK

#6   19 year olds with a 65k income trying to get a credit card


Interesting...For #6 do you mean 19 year olds using 65K as HHI vs. individual income?


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

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Valued Member
GangnamFICO
Posts: 87
Registered: ‎11-28-2012
0

Re: What do you find most disturbing?

[ Edited ]

CashOnDelivery wrote:

GangnamFICO wrote:

For me the number one is 18 year olds trying to get 25k Signature cards.

#2   People with 19 INQ's wondering why they have a wait 7-10 day response

#3   People waiting by the mailbox over a Whole Day! for their new card

#4   People that think "gardening" for one month deserves a medal

#5   People that wonder why their score is so low with a BK

#6   19 year olds with a 65k income trying to get a credit card


Interesting...For #6 do you mean 19 year olds using 65K as HHI vs. individual income?


LOL, ummmm....individual income, with a family these days 65k can barely keep Taters n Mustard on the table!

 

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)
Established Contributor
CashOnDelivery
Posts: 502
Registered: ‎04-17-2013
0

Re: What do you find most disturbing?

Add #7-Trying to get a CLI on a secured CC after having it for one month


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

Take the myFICO Fitness Challenge
Super Contributor
enharu
Posts: 6,962
Registered: ‎02-27-2013
0

Re: What do you find most disturbing?

[ Edited ]

 

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Established Contributor
Exonumist
Posts: 592
Registered: ‎07-03-2012
0

Re: What do you find most disturbing?

#8 people who complain about other people's personal financial decisions on a public forum that is largely meant to help many of the people they are complaining about.

 

Seriously, people come here to learn. We have all made mistakes with our credit. I think this thread is a bit ridiculous. 

 


Valued Member
GangnamFICO
Posts: 87
Registered: ‎11-28-2012
0

Re: What do you find most disturbing?


Default4 wrote:

Seriously, people come here to learn. We have all made mistakes with our credit. I think this thread is a bit ridiculous. 

 


Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)
Established Member
brookele
Posts: 35
Registered: ‎01-28-2013
0

Re: What do you find most disturbing?


Default4 wrote:

#8 people who complain about other people's personal financial decisions on a public forum that is largely meant to help many of the people they are complaining about.

 

Seriously, people come here to learn. We have all made mistakes with our credit. I think this thread is a bit ridiculous. 

 


+1

 

None of my business nor my place to be "disturbed."

American Express Blue Cash Everyday | American Express Green | Bank AmeriCard Travel Rewards | Barclaycard Ring | Capital One Rewards | Chase Amazon | Chase Freedom | Citi Simplicity | Discover IT | Fidelity Investment Rewards AmEx | Freedom First CU Visa | Hudson Valley FCU Visa | Paypal Extras MC | + several store cards

09/05/13

Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
0

Re: What do you find most disturbing?

Making a list of this manner seems to be a little self righteous to me. 

 

Self-righteousness (also called sanctimoniousnesssententiousness, and holier-than-thou attitudes[1]) is a feeling or display of (usually smug) moral superiority[2] derived from a sense that one's beliefs, actions, or affiliations are of greater virtue than those of the average person.

*8/10/13
Valued Member
GangnamFICO
Posts: 87
Registered: ‎11-28-2012
0

Re: What do you find most disturbing?

Looking for #9 before I need a tissue.

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)

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