08-18-2013 06:23 PM
08-18-2013 06:26 PM - edited 08-18-2013 06:26 PM
I was just talking to my parents tonight about getting a rewards card instead of using their basic, no-frills credit card. I know they have excellent credit, but no specific details. They currently have only one credit card, paid off mortgage, & just recently paid off car loan. The credit card dates back at least 15 years and they get auto loans approx every 5 yrs through CU with excellent rates. They PIF their cc every month, but typically only use if for gas, "shopping" or large purchases. I am sure they would use it for groceries & other things if they were earning rewards though. I know they would like to earn cash back, but they also fly from PA to CA once a year or so, so airline redemption options wouldn't be bad. What type of rewards card would be best? Any fantastic bonuses or preapproval sites to try? My mom mentioned that she usually just tosses the preapprovals but would maybe start looking at them now. Lol! She did say her coworkers have been telling her to get a Chase Freedom.
CSP for miles
Amex BCP gas
08-18-2013 06:28 PM - edited 08-18-2013 06:29 PM
08-18-2013 06:31 PM
Chase Freedom, CSP and Amex BCP.
Freedom / CSP for rewards and travel
BCP for gas and groceries
Edit: myjourney you beat me again!
Rested all day ...Lol
08-18-2013 06:34 PM
CSP in that case
08-18-2013 06:51 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.