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Established Contributor
plasticguy
Posts: 556
Registered: ‎02-21-2008
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What do you think this means from CITI Diamond

[ Edited ]
Message Edited by plasticguy on 01-07-2009 09:49 PM
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brooklyngal
Posts: 90
Registered: ‎01-01-2008
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Re: What do you think this means from CITI Diamond

It means that you're eligible for another one.  Click the link--hopefully you'll get approved for it automatically w/o a hard pull. 

 

When you got the last increase, you clicked that link, or was it though another method?

I'm in the 700 club now! :smileyhappy:
1/9/10 scores: TU: 766 | EX: YOU SUCK! | EQ: 736
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ficonovice
Posts: 440
Registered: ‎08-08-2007
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Re: What do you think this means from CITI Diamond

In my experience, when the option appears to request a CLI I've always gotten an increase of roughly 20% without a hard pull. It always has instantly approved me for the increase. Per others here, if a form appears for you to fill out, don't (unless you want a hard pull)....

 

Go for it and congratulations in advance for your approx. 20% CLI!!!

Rust never sleeps and neither does my fico score...
Established Contributor
plasticguy
Posts: 556
Registered: ‎02-21-2008
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Re: What do you think this means from CITI Diamond

[ Edited ]
To make a long story short, when I opened the account and requested a CLI after 6 months I was denied without a pull due to a defaulted CIti account in the late 80's. They still were holding it against me. So, what I did was ask for a hard pull so they could see that there was no bad info on my reports. They said call back in 30 min. 15 min later increase was there


The request was done VIA Tools and Services, then a started the phone calls. I just don't see how they would offer another one after 3 months
Message Edited by plasticguy on 01-07-2009 09:22 AM
Message Edited by plasticguy on 01-07-2009 09:46 PM
Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007
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Re: What do you think this means from CITI Diamond


ficonovice wrote:

In my experience, when the option appears to request a CLI I've always gotten an increase of roughly 20% without a hard pull.


This has also been my experience. +1.

Here we go again...
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psychic
Posts: 1,518
Registered: ‎04-20-2007
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Re: What do you think this means from CITI Diamond


plasticguy wrote: 

...I just don't see how they would offer another one after 3 months


Citi has been offering me credit line increases about every 2-3 months.  So, it's not unusual. 

EQ 814 / TU 815 / EX 842
Established Contributor
plasticguy
Posts: 556
Registered: ‎02-21-2008
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Re: What do you think this means from CITI Diamond

That's what I don't understand. Did you get an increase after 3 months? I know My PNC Bank Visa gives a soft every 3 months of 1500, maybe because I Bank there.
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psychic
Posts: 1,518
Registered: ‎04-20-2007
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Re: What do you think this means from CITI Diamond


plasticguy wrote:
That's what I don't understand. Did you get an increase after 3 months? I know My PNC Bank Visa gives a soft every 3 months of 1500, maybe because I Bank there.

 

I did get an increase after 3 months. 
EQ 814 / TU 815 / EX 842
Established Contributor
plasticguy
Posts: 556
Registered: ‎02-21-2008
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Re: What do you think this means from CITI Diamond

well congrats. I'm not sure if they replaced the button on all accounts or just the eligible ones. Thanks
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
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Re: What do you think this means from CITI Diamond


plasticguy wrote:
well congrats. I'm not sure if they replaced the button on all accounts or just the eligible ones. Thanks

The button disappears once you use the CLI option. Most people see it again after 3 months. 


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