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What do you think? too much?

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Dustink
Valued Contributor

Re: What do you think? Too much?


@Anonymous wrote:

all are mid 600's Inqs you dont wanna know lol ex 8 eq 9 and trans 11


Lol could be worse...

 

I think my INQs are like 15/18/12 or somthing like that...haha

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 11 of 36
Anonymous
Not applicable

Re: What do you think? Too much?

Thanks alot i will... if you dont mind me asking what was yours scores when you app for usbank right now all my scores are mid 600's

Message 12 of 36
Anonymous
Not applicable

Re: What do you think? Too much?

Lol yea but you have good limits Would LOVE the freedom card but chase hates me lol

Message 13 of 36
Dustink
Valued Contributor

Re: What do you think? Too much?

I had no credit when I initially apped for US Bank and was given a $300 limit.

 

I just built up my relationship with them. I don't think they ever made a decision based off my credit score.

 

You would have a shot at their student card (or basic plat visa). Then after a 6 months ask for a credit limit increase. Then after another 6 months you could see if they could switch it to a rewards account, or approve you for a rewards account.

 

I don't think you could go straight to one of their higher level accounts.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 14 of 36
Anonymous
Not applicable

Re: What do you think? Too much?

Do you have to be a student tp get a student card?

Message 15 of 36
Dustink
Valued Contributor

Re: What do you think? Too much?

When was the last time you tried for it? 

 

I would think they would offer it to you with a toy limit like $500. If denied you might have a chance to recon for a low limit. Then build up that low limit.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 16 of 36
Dustink
Valued Contributor

Re: What do you think? Too much?


@Anonymous wrote:

Do you have to be a student tp get a student card?


They do not verify enrollment. Being 23 is pretty much right within their targeted market for that card.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 17 of 36
Anonymous
Not applicable

Re: What do you think? too much?

If you dont mind me asking what was ur score when you app Apple visa?

Message 18 of 36
Dustink
Valued Contributor

Re: What do you think? too much?


@Anonymous wrote:

If you dont mind me asking what was ur score when you app Apple visa?


You talking to me? I don't have an apple visa.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 19 of 36
Anonymous
Not applicable

Re: What do you think? Too much?

Wow you are a big help.. I App Like a month ago i called the back door there was no pull at all with anyone there lol

Message 20 of 36
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