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Registered: ‎10-02-2012
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Re: What do you think? Too much?


scottinla21 wrote:

all are mid 600's Inqs you dont wanna know lol ex 8 eq 9 and trans 11


Lol could be worse...

 

I think my INQs are like 15/18/12 or somthing like that...haha

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
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Re: What do you think? Too much?

Thanks alot i will... if you dont mind me asking what was yours scores when you app for usbank right now all my scores are mid 600's

Discover More/Now IT - 1700 R/Walmart - 1500 Sams Club - 1500 Cap 1 - 1000 Cap 1 - 750 Amazon store card - 500 hsbc/Cap - 400 Best Buy - 750 Toyrus - 500 Macys - 1300 JCP - 700 lowes - 300 :smileysad: Home Depot - 1450 Kay/j - 4000 Target - 200 La Cuarao - 3000 Fingerhut - 400 Childrens place - 700 Victoria secret 500 - Paypalsmart - 600
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Re: What do you think? Too much?

Lol yea but you have good limits Would LOVE the freedom card but chase hates me lol

Discover More/Now IT - 1700 R/Walmart - 1500 Sams Club - 1500 Cap 1 - 1000 Cap 1 - 750 Amazon store card - 500 hsbc/Cap - 400 Best Buy - 750 Toyrus - 500 Macys - 1300 JCP - 700 lowes - 300 :smileysad: Home Depot - 1450 Kay/j - 4000 Target - 200 La Cuarao - 3000 Fingerhut - 400 Childrens place - 700 Victoria secret 500 - Paypalsmart - 600
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Re: What do you think? Too much?

I had no credit when I initially apped for US Bank and was given a $300 limit.

 

I just built up my relationship with them. I don't think they ever made a decision based off my credit score.

 

You would have a shot at their student card (or basic plat visa). Then after a 6 months ask for a credit limit increase. Then after another 6 months you could see if they could switch it to a rewards account, or approve you for a rewards account.

 

I don't think you could go straight to one of their higher level accounts.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
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Re: What do you think? Too much?

Do you have to be a student tp get a student card?

Discover More/Now IT - 1700 R/Walmart - 1500 Sams Club - 1500 Cap 1 - 1000 Cap 1 - 750 Amazon store card - 500 hsbc/Cap - 400 Best Buy - 750 Toyrus - 500 Macys - 1300 JCP - 700 lowes - 300 :smileysad: Home Depot - 1450 Kay/j - 4000 Target - 200 La Cuarao - 3000 Fingerhut - 400 Childrens place - 700 Victoria secret 500 - Paypalsmart - 600
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Re: What do you think? Too much?

When was the last time you tried for it? 

 

I would think they would offer it to you with a toy limit like $500. If denied you might have a chance to recon for a low limit. Then build up that low limit.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
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Re: What do you think? Too much?


scottinla21 wrote:

Do you have to be a student tp get a student card?


They do not verify enrollment. Being 23 is pretty much right within their targeted market for that card.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
New Member
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Re: What do you think? too much?

If you dont mind me asking what was ur score when you app Apple visa?

Discover More/Now IT - 1700 R/Walmart - 1500 Sams Club - 1500 Cap 1 - 1000 Cap 1 - 750 Amazon store card - 500 hsbc/Cap - 400 Best Buy - 750 Toyrus - 500 Macys - 1300 JCP - 700 lowes - 300 :smileysad: Home Depot - 1450 Kay/j - 4000 Target - 200 La Cuarao - 3000 Fingerhut - 400 Childrens place - 700 Victoria secret 500 - Paypalsmart - 600
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Re: What do you think? too much?


scottinla21 wrote:

If you dont mind me asking what was ur score when you app Apple visa?


You talking to me? I don't have an apple visa.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
New Member
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Re: What do you think? Too much?

Wow you are a big help.. I App Like a month ago i called the back door there was no pull at all with anyone there lol

Discover More/Now IT - 1700 R/Walmart - 1500 Sams Club - 1500 Cap 1 - 1000 Cap 1 - 750 Amazon store card - 500 hsbc/Cap - 400 Best Buy - 750 Toyrus - 500 Macys - 1300 JCP - 700 lowes - 300 :smileysad: Home Depot - 1450 Kay/j - 4000 Target - 200 La Cuarao - 3000 Fingerhut - 400 Childrens place - 700 Victoria secret 500 - Paypalsmart - 600

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